1075 Rainey Rd, Salisbury, NC 28146 Property Records

Rowan County property record for 1075 Rainey Rd, Salisbury, NC 28146

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,763 sqft · built 1969
Lot Size2.29 acres (99,752 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Nov 2022)
Tax Bill$1,789 (2026)
Deeds & MortgagesNov 2023 Line of Credit
Nov 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN355 039

Property Details

APN / Parcel Number

Primary APN355 039
Alternative APN
  • 6277456

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,763 sqft Living Area
1st Floor Area1,160 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 2010
Exterior MaterialBrick
Lot Area99,752 sqft (2.29 acres)
Garage Area432 sqft

Exterior Amenities

PorchPorch
Porch Area160 sqft
Patio Area276 sqft
Lean-To192 sqft
Storage Building288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address1075 RAINEY RD
CitySALISBURY
StateNC
Zip28146-8977
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3:SINGLE
Legal Description2.29AC
JurisdictionROWAN NC
Township / Civil DivisionGOLD HILL
Census Block Group4
Census Block4017
Census Tract51002

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1075 RAINEY RD, SALISBURY, NC 28146-8977
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Nov 18, 2022Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Dec 10, 2021Warranty Deed, Transfer
Mar 5, 2020Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS
Dec 11, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2022 · Amount on File
Deed SaleNov 18, 2022 · Amount on File
Prior SaleDec 10, 2021 · Amount on File
Deed Book / Page1413 / 915
Prior Transfer DateDec 11, 2019
Prior Transfer Doc0013390557
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address1075 RAINEY RD, SALISBURY, NC 28146-8977
Transaction TypeMortgage
Record UpdatedNov 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0014320336
DateNov 1, 2023
Book Page1432/336
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateNov 18, 2022
Property Address1075 RAINEY RD, SALISBURY, NC 28146-8977
Document Number0014130915
Book / Page1413 / 915
Instrument DateNov 17, 2022
Transaction TypeTransfer
Record UpdatedDec 1, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address184 KLUTTZ LAKE DR, 184, SALISBURY, NC 28146-7423

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0001413916
DateNov 18, 2022
Instrument1413/916
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateDec 10, 2021
Property Address1075 RAINEY RD, SALISBURY, NC 28146-8977
Document Number0013900716
Book / Page1390 / 716
Instrument DateDec 10, 2021
Transaction TypeTransfer
Record UpdatedDec 22, 2021

Transaction

AmountAmount on Record
Tax$550.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address220 WOODY DR, 220, NEW LONDON, NC 28127-9386

Transferred To (Grantee/Buyer)

NameVerified Name
Address1075 RAINEY RD, SALISBURY, NC 28146-8977

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address1075 RAINEY RD, SALISBURY, NC 28146-8977
Document Number0013450065
Instrument DateMar 5, 2020
Transaction TypeMortgage
Record UpdatedMar 27, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1075 RAINEY RD SALISBURY NC 281468977, SALISBURY, NC 28146-8977

Mortgage

Document Number0013450065
DateMar 12, 2020
Book Page001345/000065
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 11, 2050

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWAN NC
Recording DateDec 11, 2019
Property Address1075 RAINEY RD, SALISBURY, NC 28146-8977
Document Number0013390557
Book / Page001339 / 000557
Instrument DateDec 11, 2019
Transaction TypeTransfer
Record UpdatedDec 23, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address1075 RAINEY RD SALISBURY NC 281468977, SALISBURY, NC 28146-8977

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,789.00$267,111 (-) Land $51,254 Building $215,857$267,111 (-) Land $51,254 Building $215,857
2025$1,789.00$267,111 (-) Land $51,254 Building $215,857
2023$1,789.00$267,111 Land $51,254 Building $215,857$267,111 Land $51,254 Building $215,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
DSL
200 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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