1075 Palm St, San Jose, CA 95110 Property Records

Santa Clara County property record for 1075 Palm St, San Jose, CA 95110

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,365 sqft · built 1901
Lot Size0.108 acres (4,720 sqft)
Owner2 Company Names on File
Last Sale$900,000 (Jun 2023)
Tax Bill$13,712 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2023 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN434-05-023

Property Details

APN / Parcel Number

Primary APN434-05-023

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,365 sqft Living Area
Gross Area905 sqft
1st Floor Area905 sqft

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,720 sqft (0.108 acres)
Lot Dimensions118 ft deep x 40 ft wide
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address1075 PALM ST
CitySAN JOSE
StateCA
Zip95110-3324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionBLOCK 8 LOT 22
Legal SubdivisionGOODYEAR
Legal Block8
Legal Lot Number22
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1003
Census Tract503113

Owner

1075 Palm St is owned by a company that bought it in June 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record2 Company Names on File
Mailing Address1075 PALM ST, SAN JOSE, CA 95110-3324
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
OLD REPUBLIC TITLE
Jun 27, 2023Grant Deed, Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2023 · Amount on File
Deed SaleJun 27, 2023 · Amount on File
Deed Document Number202325493122
Prior Transfer DateApr 5, 2013
Prior Transfer Doc0022199207
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Recording DateMay 26, 2026
Property Address1075 PALM ST, SAN JOSE, CA 95110-3324
Document Number0025994090
Instrument DateMay 20, 2026
Instrument202625994090
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address1075 PALM ST, SAN JOSE, CA 95110-3324

Mortgage

Document Number0025994090,
DateMay 26, 2026
Instrument202625994090
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateJun 27, 2023
Property Address1075 PALM ST, SAN JOSE, CA 95110-3324
Document Number0025493122
Map ReferenceMB E PG 37
Instrument DateJun 5, 2023
Instrument25493122
Transaction TypeTransfer
Record UpdatedJul 7, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1075 PALM ST, SAN JOSE, CA 95110-3324

Mortgage

Document Number0025493123
DateJun 27, 2023
Instrument25493123
Lender
NameFIRST NATIONAL BANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 10, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1075 Palm St was $13,712.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Unified School DistrictSan Jose Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$955,086 (+2%) Land $859,578 Building $95,508
2025$13,712.00$936,360 Land $842,724 Building $93,636
2023$3,365.00 (+1.36%)$91,234 (+2%) Land $16,846 Building $74,388
2022$3,320.00$89,446 Land $16,516 Building $72,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1075 Palm St in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1075 Palm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Palm St

Nearby Streets

Search Property Records by Address or Parcel Number