1075 Oak Cir, Wayzata, MN 55391 Property Records

Hennepin County property record for 1075 Oak Cir, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,520 sqft · built 1959
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Nov 2020)
Tax Bill	$4,597 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-118-23-42-0013`

Property Details

APN / Parcel Number

Primary APN	`23-118-23-42-0013`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	3,360 sqft
1st Floor Area	1,520 sqft
Basement Area	1,064 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Lot Depth	178 ft Depth
Terrain	Wooded
View / Lot	Lake
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	386 sqft
Deck Area	349 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1075 OAK CIR
City	WAYZATA
State	MN
Zip	55391-9680
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLOCK 002 A MEDINA MANOR 1ST ADDN NW333X178X271
Legal Range	23
Legal Township	118
Legal Section	23
Legal Quarter	42
Legal Subdivision	MEDINA MANOR 1ST ADDN
Legal Block	2
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	MEDINA
Census Block Group	1
Census Block	1039
Census Tract	27101

Owner

1075 Oak Cir is owned and occupied by two individuals who bought it in November 2020.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1075 OAK CIR, WAYZATA, MN 55391-9680
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Warranty Deed, Transfer · Conventional with PMI CROSSCOUNTRY MTG
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2020 · Amount on File
Deed Sale	Nov 12, 2020 · Amount on File
Deed Document Number	202010870769
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Nov 12, 2020
Property Address	1075 OAK CIR, WAYZATA, MN 55391-9680
Document Number	0010870769
Instrument Date	Aug 7, 2020
Instrument	10870769
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	PARTNERS TITLE COMPANY, PARTNERS TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,394.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1075 OAK CIR WAYZATA MN 553919680, WAYZATA, MN 55391-9680

Mortgage

Document Number	10870770
Date	Nov 12, 2020
Instrument	10870770

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	1075 OAK CIR, WAYZATA, MN 55391-9680
Document Number	0010730142
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	TITLE FIRST NATIONAL, TITLE FIRST NAT'L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1075 OAK CIR WAYZATA MN 553919680, WAYZATA, MN 55391-9680

Mortgage

Document Number	0010730142
Date	Nov 27, 2019
Instrument	10730142

Lender

Name	STATE FARM BK
Type	Bank
Address	EARTH CITY, MO 63045

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 26, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 1075 Oak Cir was $4,597.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Medina City
Unified School District	Orono Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,597.00	$430,900 Land $125,000 Building $305,900	$430,900 Land $125,000 Building $305,900
2023	$4,953.00
2022		$468,000 Land $175,000 Building $293,000	$468,000 Land $175,000 Building $293,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1075 Oak Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1075 Oak Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
CenturyLink DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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