1075 N Wells St, Gary, IN 46403 Property Records

Lake County property record for 1075 N Wells St, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 3,007 sqft · built 2017
Lot Size0.137 acres (6,011 sqft)
OwnerIndividual Name on File
Last Sale$380,000 (Nov 2017)
Tax Bill$5,726 (2024)
Deeds & MortgagesNov 2017 Mortgage
May 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN45-05-33-234-027.000-004

Property Details

APN / Parcel Number

Primary APN45-05-33-234-027.000-004
Alternative APN
  • 00125423380003

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area3,007 sqft Living Area
Basement Area1,283 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2017
Construction TypeWood
Roof MaterialAsphalt
Lot Area6,011 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeAttached
Garage Area524 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemOther

Location & Zoning

Account Number00125423380003
Street Address1075 N WELLS ST
CityGARY
StateIN
Zip46403-1751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST EDGE LOT 3
Legal SubdivisionEAST EDGE
Legal Lot Number3
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1018
Census Tract10100

Owner

1075 N Wells St is owned and occupied by an individual who bought it in November 2017.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1075 N WELLS ST, GARY, IN 46403-1751
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2017Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BANK SB
May 9, 2017Trustee's Deed, Construction Loan · Construction Mortgage
PEOPLES BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2017 · Amount on File
Deed SaleNov 28, 2017 · Amount on File
Prior SaleOct 31, 2016
Deed Document Number2017 080110
Record UpdatedJun 8, 2026

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateNov 28, 2017
Property Address1075 N WELLS ST, GARY, IN 46403-1751
Document Number0000080110
Map ReferenceMB101 PG68
Instrument DateNov 22, 2017
Instrument2017 080110
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyCHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1075 N WELLS ST, GARY, IN 46403-1751

Mortgage

Document Number0000080111
DateNov 28, 2017
Instrument2017 080111
Lender
NamePEOPLES BANK SB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

May 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionLAKE IN
Recording DateMay 9, 2017
Property Address1075 N WELLS ST, GARY, IN 46403-1751
Instrument DateApr 28, 2017
Instrument28182
Transaction TypeConstruction Loan
Record UpdatedAug 20, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6024 ADAMS ST MERRILLVILLE IN 464102524, MERRILLVILLE, IN 46410-2524

Mortgage

Document Number0000028182
DateMay 9, 2017
Instrument28182
Lender
NamePEOPLES BK
TypeBank
AddressMUNSTER, IN 46321
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueMay 8, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$489,600 Land $94,900 Building $394,700$489,600 Land $94,900 Building $394,700
2024$5,726.00
2023$444,200 (+35.84%) Land $96,100 Building $348,100$444,200 (+35.84%) Land $96,100 Building $348,100
2022$4,283.00 Homeowner's exemption$327,000 Land $26,800 Building $300,200$327,000 Land $26,800 Building $300,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1075 N Wells St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1075 N Wells St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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