Union County property record for 1075 Mountain Laurel Ct, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,083 sqft · built 2009 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on File |
| Last Sale | $335,000 (Jul 2021) |
| Tax Bill | $2,893 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jul 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-078-356 |
| Primary APN | 07-078-356 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,083 sqft Living Area |
| 1st Floor Area | 890 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1075 MOUNTAIN LAUREL CT |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-4118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | MR STALLIN |
| Legal Description | #112 FAIRHAVEN PH1 MP7 OPCK335 |
| Legal Subdivision | FAIRHAVEN |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20319 |
1075 Mountain Laurel Ct, a rural home, is owned by a company that bought it in July 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 7, 2022 | Intrafamily Transfer, Transfer · Commercial Mortgage GERMAN AMERICAN CAPITAL CORPORATION |
| Jul 8, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Mar 17, 2017 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on File |
| Deed Sale | Jul 8, 2021 · Amount on File |
| Prior Sale | Nov 24, 2009 · Amount on File |
| Deed Document Number | 202132199 |
| Deed Book / Page | 8163 / 455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 7, 2022 |
| Property Address | 1075 MOUNTAIN LAUREL CT, MATTHEWS, NC 28104-4118 |
| Document Number | 0008418116 |
| Book / Page | 8418 / 116 |
| Map Reference | CAB K FILE 335 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 8486 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Number | 0000008591 |
|---|---|
| Date | Mar 7, 2022 |
| Instrument | 8591 |
| Name | GERMAN AMERICAN CAPITAL CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 9, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 8, 2021 |
| Property Address | 1075 MOUNTAIN LAUREL CT, MATTHEWS, NC 28104-4118 |
| Document Number | 0008163455 |
| Book / Page | 8163 / 455 |
| Map Reference | CAB K FILE 335 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 32199 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1121 STELLA CT, MONROE, NC 28110-0044 |
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1075 MOUNTAIN LAUREL CT, STALLINGS, NC 28104-4118 |
| Document Number | 6902843 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1075 MOUNTAIN LAUREL CT MATTHEWS NC 281044118, MATTHEWS, NC 28104-4118 |
| Document Number | 6902843 |
|---|---|
| Date | Mar 30, 2017 |
| Book Page | 006902/000843 |
| Instrument | 8592 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 29, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1075 Mountain Laurel Ct was $2,893.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,200 (-) Land $87,000 Building $335,200 | $422,200 (-) Land $87,000 Building $335,200 | |
| 2025 | $2,893.00 | $422,200 Land $87,000 Building $335,200 | $422,200 Land $87,000 Building $335,200 |
| 2023 | $2,354.00 | $278,400 Land $55,000 Building $223,400 | $278,400 Land $55,000 Building $223,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1075 Mountain Laurel Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2024–2026) |
| Most Recent Claim | May 2026 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1075 Mountain Laurel Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REEDY CREEK MHP private · serves 64 people · EPA ID NC0160168 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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