1075 Madison 9541, Fredericktown, MO 63645 Property Records

Madison County property record for 1075 Madison 9541, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,400 sqft · built 1998
Lot Size	12 acres (522,720 sqft)
Owner	2 Individual Names on File
Last Sale	$362,600 (Nov 2024)
Tax Bill	$1,599 (2025)
Deeds & Mortgages	Jul 2022 Refinance Nov 2022 Refinance + 9 more
Flood Zone	Zone X (minimal risk)
APN	`05-2.1-03-000-000-007.000`

Property Details

APN / Parcel Number

Primary APN	`05-2.1-03-000-000-007.000`
Alternative APN	`1311`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
Flooring	Earth/Dirt
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	522,720 sqft (12 acres)
Garage Area	2,000 sqft
Parking Spaces	7 Parking Spaces
Shed	1 Shed
Shed Area	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1075 MADISON 9541
City	FREDERICKTOWN
State	MO
Zip	63645-9312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT E1/2L5NW
Legal Range	05
Legal Township	33
Legal Section	03
Jurisdiction	MADISON MO
Township / Civil Division	POLK
Census Block Group	2
Census Block	2009
Census Tract	960300

Owner

1075 Madison 9541 is owned and occupied by two individuals who bought it in November 2024.

Source: Madison County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1075 MADISON 9541, FREDERICKTOWN, MO 63645-9312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE COMMUNITY BANK
Nov 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE COMMUNITY BANK
Feb 20, 2025	Deed of Trust, Mortgage · Closed-End Mortgage FIRST STATE COMMUNITY BANK
Jun 25, 2024	Deed of Trust, Mortgage · Closed-End Mortgage FIRST STATE COMMUNITY BANK
Nov 19, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 25, 2005	Deed of Trust, Mortgage FIRST STATE COMMUNITY BANK
Apr 27, 2010	Deed of Trust, Mortgage · Line of Credit MISSOURI ELECTRIC COOPERATIVES EMPLOYEES
Nov 18, 2005	Deed of Trust, Mortgage FIRST STATE COMMUNITY BANK
Nov 1, 2013	Deed of Trust, Mortgage · Line of Credit MISSOURI ELECTRIC COOPERATIVES EMPLOYEES
Feb 21, 2012	Deed of Trust, Mortgage · Conventional Mortgage MISSOURI ELECTRIC COOPERATIVES EMPLOYEES
Nov 13, 2024	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2024 · Amount on File
Deed Sale	Nov 13, 2024 · Amount on File
Prior Sale	Jan 9, 2024
Deed Document Number	20241681
Deed Book / Page	570 / 487
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1075 MADISON 9541, FREDERICKTOWN, MO 63645-9312
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000544/42
Date	Jul 11, 2022
Book Page	544/42
Instrument	2022001170

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1075 MADISON 9541, FREDERICKTOWN, MO 63645-9312
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000548/823
Date	Nov 22, 2022
Book Page	548/823
Instrument	2022002026

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1075 MADISON 9541, FREDERICKTOWN, MO 63645-9312
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000572/921
Date	Feb 20, 2025
Book Page	572/921

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1075 MADISON 9541, FREDERICKTOWN, MO 63645-9312
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000566/118
Date	Jun 25, 2024
Book Page	566/118

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1075 MADISON 9541, FREDERICKTOWN, MO 63645-9312
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000581/725
Date	Nov 19, 2025
Book Page	581/725

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

May 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1075 MADISON 9541, FREDERICKTOWN, MO 63645-9312
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00351/0149
Date	May 25, 2005
Book Page	351/0149
Instrument	1359

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	FREDERICKTOWN, MO 63645

Agreement

Amount	Amount on Record

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1075 MADISON 9541, FREDERICKTOWN, MO 63645-9312
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00417/0494
Date	Apr 27, 2010
Book Page	417/0494
Instrument	0610

Lender

Name	MISSOURI ELECTRIC COOPERATIVES EMPLOYEES
Type	Non-Lending Institution
Address	JEFFERSON CITY, MO 65102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 9, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1075 MADISON 9541, FREDERICKTOWN, MO 63645-9312
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00359/0711
Date	Nov 18, 2005
Book Page	359/0711
Instrument	3009

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank
Address	FREDERICKTOWN, MO 63645

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1075 MADISON 9541, FREDERICKTOWN, MO 63645-9312
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00450/0983
Date	Nov 1, 2013
Book Page	450/0983
Instrument	450_0983

Lender

Name	MISSOURI ELECTRIC COOPERATIVES EMPLOYEES
Address	JEFFERSON CITY, MO 65102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Oct 2, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1075 MADISON 9541, FREDERICKTOWN, MO 63645-9312
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000433/898
Date	Feb 21, 2012
Book Page	433/898
Instrument	0274

Lender

Name	MISSOURI ELECTRIC COOPERATIVES EMPLOYEES
Address	JEFFERSON CITY, MO 65111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jan 1, 2032

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MO
Recording Date	Nov 13, 2024
Property Address	1075 MADISON 9541, FREDERICKTOWN, MO 63645-9312
Document Number	000570/487
Book / Page	570 / 487
Instrument Date	Nov 8, 2024
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 MADISON 9541, FREDERICKTOWN, MO 63645-9312

Mortgage

Document Number	000570/490
Date	Nov 13, 2024
Book Page	570/490

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1075 Madison 9541 was $1,599.

Source: Madison County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,599.00	$28,030	$149,100 Land $9,420 Building $139,680
2023	$1,603.00	$28,030	$149,100 Land $9,420 Building $139,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1075 Madison 9541 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1075 Madison 9541 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY PWSD 1 NORTH AND SOUTH serves 1,705 people · EPA ID MO4024368
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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