Anne Arundel County property record for 1075 Loving Rd, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,160 sqft · built 2002 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,105 (Dec 2002) |
| Tax Bill | $4,609 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Mar 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-319-90101192 |
| Primary APN | 04-319-90101192 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,160 sqft Living Area |
| Gross Area | 2,728 sqft |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 41,818 sqft (0.96 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 318 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 31990101192 |
|---|---|
| Street Address | 1075 LOVING RD |
| City | SEVERN |
| State | MD |
| Zip | 21144-2536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 5 GRAND VALLEY/LAMBROS ACS |
| Legal Subdivision | GRAND VALLEY/LAMBROS ACS |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 740105 |
1075 Loving Rd is owned and occupied by two individuals who bought it in December 2002.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1075 LOVING RD, SEVERN, MD 21144-2536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Mar 1, 2018 | Deed of Trust, Mortgage · VA Mortgage WATERSTONE MORTGAGE CORP |
| Sep 25, 2019 | Deed of Trust, Mortgage · VA Mortgage WATERSTONE MORTGAGE CORP |
| Aug 13, 2020 | Deed of Trust, Mortgage · VA Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2002 · Amount on File |
| Deed Sale | Dec 13, 2002 · Amount on File |
| Deed Document Number | 200217709 |
| Deed Book / Page | 12261 / 60 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1075 LOVING RD, SEVERN, MD 21144-2536 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0402640098 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 40264/98 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1075 LOVING RD, SEVERN, MD 21144-2536 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | BUYERS TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0318860070 |
|---|---|
| Date | Mar 1, 2018 |
| Book Page | 31886/070 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1075 LOVING RD, SEVERN, MD 21144-2536 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | INTERSTATE T&E LLC |
| Name | Verified Name |
|---|
| Document Number | 0336150238 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 33615/238 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Address | PEWAUKEE, WI 53072 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1075 LOVING RD, SEVERN, MD 21144-2536 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | INTERSTATE TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 1075 LOVING RD, SEVERN, MD 21144-2536 |
| Document Number | 0350450302 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 35045/302 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 1075 Loving Rd was $4,609 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $527,300 | $557,900 Land $215,600 Building $342,300 | |
| 2025 | $4,609.00 | ||
| 2023 | $3,887.00 Homeowner's exemption | $448,000 | $512,000 Land $199,600 Building $312,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1075 Loving Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1075 Loving Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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