DeSoto County property record for 1075 Laughter Rd S, Hernando, MS 38632 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2017 |
| Square Footage | 4,856 sqft Adjusted Area |
| Lot Size | 67,082 sqft (1.54 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $507,900 (2020) |
| Tax Bill | $3,192.00 (2025) |
| Primary APN | 3-07-1-11-00-0-00001-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 4,856 sqft Adjusted Area |
| 1st Floor | 2,876 sqft 1st Floor |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 67,082 sqft (1.54 acres) |
| Patio Area | 375 sqft Patio |
| Street Address | 1075 LAUGHTER RD S |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2458 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT N 1/2 NE1/4 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 11 |
| Legal Subdivision | BRIGHTS HEIGHTS SEC A |
| Legal Lot Number | 1 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 71002 |
Source: DeSoto County records · APN 3-07-1-11-00-0-00001-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1075 LAUGHTER RD S, HERNANDO, MS 38632-2458 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Assumption CITIZENS BANK NA |
| Mar 29, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) TRUSTMARK NATIONAL BANK |
| Aug 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST SOUTH FINANCIAL CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 18, 2020 · Amount on Record |
| Deed Sale | Aug 18, 2020 · Amount on Record |
| Deed Book / Page | 929 / 291 |
| Last Transfer Date | Nov 14, 2024 |
| Transfer Doc | 01025/5735 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1075 LAUGHTER RD S, HERNANDO, MS 38632-2458 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 5663/31428 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 5663/31428 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | GLEN ALLEN, VA 23059 |
| Type | Assumption |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1075 LAUGHTER RD S, HERNANDO, MS 38632-2458 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004514/575 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 4514/575 |
| Instrument | T04514-00575 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Apr 01, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 5.12% |
| Index | LIBOR |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 18, 2020 |
| Property Address | 1075 LAUGHTER RD S, HERNANDO, MS 38632-2458 |
| Document Number | 000929/291 |
| Book / Page | 929 / 291 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1075 LAUGHTER RD S, 1075, HERNANDO, MS 38632-2458 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1075 LAUGHTER RD S, HERNANDO, MS 38632-2458 |
| Document Number | 0005019624 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 5019/624 |
| Name | FIRST SOUTH FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,192.00 (+19.86%) | $42,341 (+42.86%) Land $1,540 Building $40,801 | $423,405 (+42.86%) Land $15,400 Building $408,005 |
| 2023 | $2,663.00 | $29,638 | $296,383 Land $15,400 Building $280,983 |
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