1075 Lakeview Dr, Cross Junction, VA 22625 Property Records

Frederick County property record for 1075 Lakeview Dr, Cross Junction, VA 22625

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,282 sqft · built 2007
Lot Size	0.26 acres (11,530 sqft)
Owner	Individual Name on Record
Last Sale	$429,900 (Jul 2017)
Tax Bill	$2,833 (2026)
Deeds & Mortgages	Feb 2021 Refinance Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A033A-6-532`

Property Details

APN / Parcel Number

Primary APN	`18A033A-6-532`
Alternative APN	`8001832`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,282 sqft Living Area
Gross Area	4,713 sqft
1st Floor Area	1,130 sqft
Basement Area	1,130 sqft
Unfinished Basement	1,130 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,530 sqft (0.26 acres)
Terrain	Wooded
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	193 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8001832
Street Address	1075 LAKEVIEW DR
City	CROSS JUNCTION
State	VA
Zip	22625-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LAKE HOLIDAY EST. L532 P6 S.3A
Legal Subdivision	LAKE HOLIDAY
Legal Phase	6
Legal Lot Number	532
Jurisdiction	FREDERICK VA
Township / Civil Division	GAINESBORO
Census Block Group	4
Census Block	4012
Census Tract	50300

Owner

Source: Frederick County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1075 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CBM MORTGAGE INC
Jul 7, 2017	Warranty Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2017 · Amount on Record
Deed Sale	Jul 7, 2017 · Amount on Record
Prior Sale	Jul 22, 2008 · Amount on Record
Deed Document Number	20176880
Last Transfer Date	Mar 28, 2025
Transfer Doc	0000003291
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	1075 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2514
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002408
Date	Feb 10, 2021
Instrument	210002408

Lender

Name	CBM MORTGAGE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.5%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Jul 7, 2017
Property Address	1075 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2514
Document Number	0000006880
Instrument Date	Jul 7, 2017
Instrument	170006880
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	OLD TOWNE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 LAKEVIEW DR, CROSS JUNCTION, VA 22625-2514

Mortgage

Document Number	0000006881
Date	Jul 7, 2017
Instrument	170006881

Lender

Name	INTEGRITY HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,833.00 (+10.41%)	$534,600 Land $153,000 Building $381,600	$534,600 Land $153,000 Building $381,600
2025	$2,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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