Union County property record for 1075 Lake Forest Dr, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 6 bd · 4.5 ba · 5,005 sqft · built 2015 |
| Lot Size | 0.571 acres (24,873 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $765,000 (Aug 2015) |
| Tax Bill | $6,217 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-099-412 |
| Primary APN | 06-099-412 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 5,005 sqft Living Area |
| Basement Area | 2,681 sqft |
| Finished Basement | 2,364 sqft |
| Unfinished Basement | 317 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 24,873 sqft (0.571 acres) |
| Garage Type | Attached |
| Garage Area | 777 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 202 sqft |
| Deck Area | 364 sqft |
| Patio Area | 364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1075 LAKE FOREST DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-7411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RCD WEDDIN |
| Legal Description | #57 LAKE FOREST PRESERVE OPCM119-120 |
| Legal Subdivision | LAKE FOREST PRESERVE |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 21018 |
Source: Union County records · APN 06-099-412
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1075 LAKE FOREST DR, MATTHEWS, NC 28104-7411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 28, 2017 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 31, 2015 · Amount on Record |
| Deed Sale | Aug 31, 2015 · Amount on Record |
| Prior Sale | Jul 23, 2015 · Amount on Record |
| Deed Document Number | 201526870 |
| Deed Book / Page | 6519 / 721 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1075 LAKE FOREST DR, WEDDINGTON, NC 28104-7411 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0007889310 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 7889/310 |
| Instrument | 47675 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1075 LAKE FOREST DR, WEDDINGTON, NC 28104-7411 |
| Document Number | 7028829 |
| Book / Page | 007028 / 000829 |
| Instrument Date | Sep 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1075 LAKE FOREST DR WEDDINGTON NC 281047411, WEDDINGTON, NC 28104-7411 |
| Document Number | 7028829 |
|---|---|
| Date | Oct 05, 2017 |
| Book Page | 007028/000829 |
| Instrument | 29425 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CIEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,217.00 (+2.35%) | $1,244,500 (+29.69%) Land $197,000 Building $1,047,500 | $1,244,500 (+29.69%) Land $197,000 Building $1,047,500 |
| 2023 | $6,074.00 | $959,600 Land $124,500 Building $835,100 | $959,600 Land $124,500 Building $835,100 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), as of September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790210182, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 151 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0190413, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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