1075 la Serenata Way, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 1075 la Serenata Way, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,045 sqft · built 1998
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,923 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`091-430-062`

Property Details

APN / Parcel Number

Primary APN	`091-430-062`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,045 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	43,996 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	1075 LA SERENATA WAY
City	NIPOMO
State	CA
Zip	93444-9069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 1681 LT 8
Legal Subdivision	TRACT 1681
Legal Tract	1681
Legal Block	3
Legal Lot Number	8
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	3
Census Block	3027
Census Tract	12404

Owner

1075 la Serenata Way is owned and occupied by two individuals who acquired it in December 2015.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1075 LA SERENATA WAY, NIPOMO, CA 93444-9069
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Mar 29, 2018	Deed of Trust, Mortgage · ARM AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2015
Deed Sale	Dec 4, 2015
Prior Sale	Apr 6, 1998 · Amount on File
Deed Document Number	201561179
Prior Transfer Date	Nov 25, 2015
Prior Transfer Doc	0000061179
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1075 LA SERENATA WAY, NIPOMO, CA 93444-9069
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 LA SERENATA WAY, NIPOMO, CA 93444-9069

Mortgage

Document Number	0000003786
Date	Feb 9, 2023
Instrument	2023003786

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1075 LA SERENATA WAY, NIPOMO, CA 93444-9069
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028586
Date	Jul 13, 2018
Instrument	2018028586

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1075 LA SERENATA WAY, NIPOMO, CA 93444-9069
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012413
Date	Mar 29, 2018
Instrument	2018012413

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1075 la Serenata Way was $5,923 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$574,885 (+2%) Land $170,993 Building $403,892
2025	$5,923.00 Homeowner's exemption	$563,614 Land $167,641 Building $395,973
2023	$5,656.00 (+1.56%) Homeowner's exemption	$541,730 Land $161,132 Building $380,598
2022	$5,569.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1075 la Serenata Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1075 la Serenata Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Advanced Wireless, Peak WiFi, Ranch Wifi, Verizon.

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