1075 Keyes Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1075 Keyes Ave, Schenectady, NY 12309 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Architecture StyleColonial
Year BuiltBuilt 1925
Square Footage1,614 sqft Living Area
Lot Size5,200 sqft (0.119 acres)
Last Sale$290,000 (2026)
Tax Bill$3,652.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 50.31-1-2
Alternative APN
  • 150005003100010020000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,614 sqft Living Area
1st Floor978 sqft 1st Floor
2nd Floor636 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area5,200 sqft (0.119 acres)
Depth X Width130 ft x 40 ft Depth x Width
Porch Area140 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1075 KEYES AVE
CitySCHENECTADY
StateNY
Zip12309-5707
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2 WOOD
Legal SubdivisionKEYES AVENUE
Legal Block1
Legal Lot Number2.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup2
Census Block2005
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 50.31-1-2

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3117 WALTON WAY, ROSWELL, GA 30076-3491
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Warranty Deed, Transfer · Conventional Mortgage
UNION FEDERAL CREDIT UNION
Jan 25, 2022Warranty Deed, Transfer · Conventional Mortgage
ARC HOME LLC
Jun 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES FCU
Jun 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES FCU
Jan 16, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
SEFCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2026 · Amount on Record
Deed SaleJun 25, 2026 · Amount on Record
Prior SaleJan 25, 2022 · Amount on Record
Deed Doc Number202614310
Deed Book / Page2174 / 512
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 25, 2026
Property Address1075 KEYES AVE, SCHENECTADY, NY 12309-5707
Document Number0000014310
Book / Page2174 / 512
Instrument DateJun 16, 2026
Instrument202614310
Transaction TypeTransfer
Record UpdatedJul 06, 2026
Title CompanyWESTCOR LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$117,160.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014311,
DateJun 25, 2026
Instrument202614311
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 25, 2022
Property Address1075 KEYES AVE, SCHENECTADY, NY 12309-5707
Document Number0000004040
Book / Page2077 / 151
Map ReferenceCAB A MAP 74
Instrument DateJan 12, 2022
Instrument202204040
Transaction TypeTransfer
Record UpdatedFeb 07, 2022
Title CompanyEAGLE TITLE AND ABSTRACT, ELITE TITLE & ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address921 LONDONDERRY CT, 921, SCHENECTADY, NY 12309-6417

Transferred To (Grantee/Buyer)

NameVerified Name
Address1330 RICHARD ST, SCHENECTADY, NY 12303-1326

Mortgage

Document Number0000004041
DateJan 25, 2022
Instrument202204041
Lender
NameARC HOME LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1075 KEYES AVE, SCHENECTADY, NY 12309-5707
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1075 KEYES AVE, SCHENECTADY, NY 12309-5707

Mortgage

Document Number0000027801
DateJun 14, 2021
Book Page5110/92
Instrument202127801
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 01, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1075 KEYES AVE, SCHENECTADY, NY 12309-5707
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1075 KEYES AVE, SCHENECTADY, NY 12309-5707

Mortgage

Document Number0000027800
DateJun 14, 2021
Book Page5110/80
Instrument202127800
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMay 01, 2051

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 16, 2018
Property Address1075 KEYES AVE, SCHENECTADY, NY 12309-5707
Document Number0000002257
Book / Page001979 / 000699
Instrument DateJan 04, 2018
Instrument2257
Transaction TypeTransfer
Record UpdatedAug 30, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$472.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 CORA ST SCHENECTADY NY 123064138, SCHENECTADY, NY 12306-4138

Mortgage

Document Number2260
DateJan 16, 2018
Book Page004814/000024
Instrument2260
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 15, 2048

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,652.00 (-33.6%)$130,400 (-) Land $20,900 Building $109,500$215,930 (+30.82%) Land $34,608 Building $181,322
2023$130,400 (+14.39%) Land $20,900 Building $109,500$165,063 (+18.73%) Land $26,456 Building $138,607
2022$114,000 Land $20,900 Building $93,100$139,024 Land $25,488 Building $113,536
2021$5,500.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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