1075 Jacobs Ln, Mobile, AL 36608 Property Records

Mobile County property record for 1075 Jacobs Ln, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,793 sqft · built 2007
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$59,000 (Oct 2003)
Tax Bill	$1,801 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022608280000007002`

Property Details

APN / Parcel Number

Primary APN	`R022608280000007002`
Alternative APNs	`26 08 28 0 000 007.002` `03283431` `3283431`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,793 sqft Living Area
1st Floor Area	2,039 sqft
Upper Floors Area	1,508 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	1,991 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	3283431
Old Parcel Number	R022608280000007002
Street Address	1075 JACOBS LN
City	MOBILE
State	AL
Zip	36608-8628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 AUSTIN ESTATES MBK 106/60 #SEC 28 T4S R4W #MP26 08 28 0 000
Legal Range	04W
Legal Township	04S
Legal Section	28
Legal Subdivision	AUSTIN ESTATES
Legal Lot Number	1
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	3
Census Block	3008
Census Tract	6407

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1075 JACOBS LN, MOBILE, AL 36608-8628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Jan 29, 2018	Deed of Trust, Mortgage SWBC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2003 · Amount on Record
Deed Sale	Oct 31, 2003 · Amount on Record
Deed Document Number	2003098103
Deed Book / Page	5485 / 1972
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1075 JACOBS LN, MOBILE, AL 36608-8628
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 JACOBS LN, MOBILE, AL 36608-8628

Mortgage

Document Number	0000062516
Date	Sep 27, 2022
Instrument	2022062516

Lender

Name	WHITNEY BANK
Type	Bank
Address	MONTGOMERY, AL 36121

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1075 JACOBS LN, MOBILE, AL 36608-8628
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024161
Date	Apr 23, 2020
Instrument	2020024161

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	1075 JACOBS LN, MOBILE, AL 36608-8628
Document Number	0000006381
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1075 JACOBS LN MOBILE AL 366088628, MOBILE, AL 36608-8628

Mortgage

Document Number	0000006381
Date	Feb 5, 2018
Book Page	007600/001743
Instrument	6381

Lender

Name	SWBC MTG
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2048

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,801.00 (+6.95%) Homeowner's exemption	$38,340 (+10.68%) Land $6,610 Building $31,730	$383,400 (+10.68%) Land $66,100 Building $317,300
2024	$1,684.00 (+7.95%) Homeowner's exemption	$34,640 (+7.91%) Land $6,550 Building $28,090	$346,400 (+7.91%) Land $65,500 Building $280,900
2023	$1,560.00 Homeowner's exemption	$32,100 Land $5,830 Building $26,270	$321,000 Land $58,300 Building $262,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 95% of Alabama
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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