1075 Indian Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 1075 Indian Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Lot Size	2.61 acres (113,692 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,500 (Oct 2025)
Tax Bill	$1,447 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-032-041-00`

Property Details

APN / Parcel Number

Primary APN	`017-032-041-00`

Interior

Flooring	Carpet

Exterior

Lot Area	113,692 sqft (2.61 acres)

Location & Zoning

Street Address	1075 INDIAN RD
City	LAPEER
State	MI
Zip	48446-8050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 32 T8N R9E PART OF THE E 1/2 OF THE SE 1/4 BEG AT THE SE COR OF SEC TH N 473.75 FT TO POB TH CONT ALONG TH E SEC LI,N 545
Legal Range	09E
Legal Township	08N
Legal Section	32
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	2
Census Block	2008
Census Tract	342100

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 CHARBRIDGE ARBOR, LAPEER, MI 48446-1737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage LIT FINANCIAL CORP
Jan 18, 2023	Intrafamily Transfer, Transfer
Apr 21, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Deed Book / Page	3480 / 281
Prior Transfer Date	Jan 13, 2023
Prior Transfer Doc	0033340287
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Oct 1, 2025
Property Address	1075 INDIAN RD, LAPEER, MI 48446-8050
Document Number	0034800281
Book / Page	3480 / 281
Instrument Date	Sep 25, 2025
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,148.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1075 INDIAN RD, LAPEER, MI 48446-8050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 CHARBRIDGE ARBOR, LAPEER, MI 48446-1737

Mortgage

Document Number	0034800283
Date	Oct 1, 2025
Book Page	3480/283

Lender

Name	LIT FINANCIAL CORP
Type	Mortgage Company
Address	3221 W BIG BEAVER RD STE 313, TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Jan 18, 2023
Property Address	1075 INDIAN RD, LAPEER, MI 48446-8050
Document Number	0033340287
Book / Page	3334 / 287
Instrument Date	Jan 13, 2023
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1075 INDIAN RD, LAPEER, MI 48446-8050

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1075 INDIAN RD, LAPEER, MI 48446-8050

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Apr 21, 2022
Property Address	1075 INDIAN RD, LAPEER, MI 48446-8050
Document Number	0032890053
Book / Page	3289 / 53
Instrument Date	Apr 19, 2022
Transaction Type	Transfer
Record Updated	May 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1075 INDIAN RD, 1075, LAPEER, MI 48446-8050

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1075 INDIAN RD, LAPEER, MI 48446-8050

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,400 (-1.08%)	$238,800 (-1.08%)
2025	$1,447.00 (+2.99%) Homeowner's exemption	$120,700 (+18.68%)	$241,400 (+18.68%)
2024	$1,405.00 (+10.89%)
2023		$101,700	$203,400
2022	$1,267.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Bitwise, Frontier, Spectrum, Verizon.

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