1075 Hwy 51 N, Hernando, MS 38632 Property Records

DeSoto County property record for 1075 Hwy 51 N, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,477 sqft · built 2003
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$134,500 (May 2017)
Tax Bill	$5,071 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Aug 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-08-7-25-00-0-00045-00`

Property Details

APN / Parcel Number

Primary APN	`2-08-7-25-00-0-00045-00`

Interior

Bedrooms	4 Beds
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,477 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	1075 HIGHWAY 51 N
City	HERNANDO
State	MS
Zip	38632-7245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	S PT SW 1/4 SE 1/4
Legal Range	08
Legal Township	02
Legal Section	25
Legal Lot Number	45
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	71121

Owner

1075 Hwy 51 N is owned and occupied by an individual who bought it in May 2017.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	1075 HIGHWAY 51 N, HERNANDO, MS 38632-7245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit SIMMONS BANK
Aug 13, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
May 19, 2017	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2017 · Amount on File
Deed Sale	May 19, 2017 · Amount on File
Deed Document Number	20170519010121110
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1075 HIGHWAY 51 N, HERNANDO, MS 38632-7245
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5661/16222
Date	Feb 27, 2024
Book Page	5661/16222

Lender

Name	SIMMONS BANK
Type	Bank
Address	MEMPHIS, TN 38116

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Feb 12, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1075 HIGHWAY 51 N, HERNANDO, MS 38632-7245
Transaction Type	Mortgage
Record Updated	Mar 9, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004779/003
Date	Aug 13, 2019
Book Page	4779/003

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 11, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 19, 2017
Property Address	1075 HIGHWAY 51 N, HERNANDO, MS 38632-7245
Document Number	20170519010121110
Map Reference	MB 83 PG 13
Instrument Date	May 15, 2017
Instrument	20170519010121110
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 HIGHWAY 51 N, HERNANDO, MS 38632-7245

Tax Assessment & Valuation

The 2025 property tax bill for 1075 Hwy 51 N was $5,071.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,071.00	$46,108 Land $4,000 Building $42,108	$461,081 Land $40,000 Building $421,081
2023	$4,396.00	$33,851	$338,514 Land $40,000 Building $298,514

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1075 Hwy 51 N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1075 Hwy 51 N is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNTRY HAVEN MOBILE HOME PARK private · serves 829 people · EPA ID MS0170027
Water Source	Groundwater
Last State Inspection	May 2023
Also Mapped Here	NESBIT WATER ASSOCIATION
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2020
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, C Spire Wireless.

Nearby Properties on Hwy 51 N

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