1075 Harold Cir, Ann Arbor, MI 48103 Property Records

Washtenaw County property record for 1075 Harold Cir, Ann Arbor, MI 48103

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,511 sqft · built 1971
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (May 2026)
Tax Bill$4,780 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Oct 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNH-08-15-372-005

Property Details

APN / Parcel Number

Primary APNH-08-15-372-005
Alternative APNs
  • H00815372005
  • 0815372005

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,511 sqft Living Area
1st Floor Area1,511 sqft
Basement Area1,287 sqft
Unfinished Basement1,287 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area43,560 sqft (1 acres)
Garage Area1,060 sqft
Parking Spaces2 Parking Spaces
Deck Area50 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1075 HAROLD CIR
CityANN ARBOR
StateMI
Zip48103-1418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 19 WING MEADOWS.
Legal Range05E
Legal Township02S
Legal Section15
Legal SubdivisionWING MEADOWS
Legal Block372
Legal Lot Number19
JurisdictionWASHTENAW MI
Township / Civil DivisionSCIO
Census Block Group3
Census Block3027
Census Tract453000

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address305 TIMBERLAND DR, ANN ARBOR, MI 48103-8503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 1, 2026Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Oct 24, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
UNIVERSITY LENDING GROUP LLC
Jul 15, 2022Fiduciary Deed, Transfer · Conventional Mortgage
LAKE MICHIGAN CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2026 · Amount on Record
Deed SaleMay 1, 2026 · Amount on Record
Prior SaleJul 15, 2022 · Amount on Record
Deed Document Number20266794511
Deed Book / Page5627 / 515
Prior Transfer DateOct 18, 2022
Prior Transfer Doc0006668170
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHTENAW MI
Recording DateMay 1, 2026
Property Address1075 HAROLD CIR, ANN ARBOR, MI 48103-1418
Document Number0006794511
Book / Page5627 / 515
Instrument DateApr 24, 2026
Instrument2026.6794511
Transaction TypeTransfer
Record UpdatedMay 13, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$359,812.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0006794510,
DateMay 1, 2026
Instrument2026.6794510
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHTENAW MI
Recording DateOct 24, 2022
Property Address1075 HAROLD CIR, ANN ARBOR, MI 48103-1418
Document Number0006668170
Book / Page5501 / 352
Map ReferenceLB 19 PG 75&76
Instrument DateOct 18, 2022
Instrument6668170
Transaction TypeTransfer
Record UpdatedMar 9, 2023
Title CompanyLIBERTY TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 HAROLD CIR, ANN ARBOR, MI 48103-1418

Mortgage

Document Number0006668171
DateOct 24, 2022
Instrument6668171
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

July 2022: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionWASHTENAW MI
Recording DateJul 15, 2022
Property Address1075 HAROLD CIR, ANN ARBOR, MI 48103-1418
Document Number0006657355
Book / Page5490 / 531
Map ReferenceLB 19 PG 75&76
Instrument DateMay 24, 2022
Instrument6657355
Transaction TypeTransfer
Record UpdatedMar 9, 2023
Title CompanyDO NO USE, ASK SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5642 HARTMAN CT, DEXTER, MI 48130-2301

Transferred To (Grantee/Buyer)

NameVerified Name
Address1075 HAROLD CIR, ANN ARBOR, MI 48103-1418

Mortgage

Document Number0006657356
DateJul 15, 2022
Instrument6657356
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWashtenaw County
County SubdivisionScio Township
Unified School DistrictDexter Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$206,700 (+9.71%)$413,400 (+9.71%)
2025$4,780.00 Homeowner's exemption$188,400$376,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCIO TOWNSHIP
serves 8,500 people · EPA ID MI0005977
Water SourcePurchased surface water from ANN ARBOR
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: Mercury Fiber.

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