1075 Elm Rd, Baltimore (Halethorpe), MD 21227 Property Records

Baltimore County property record for 1075 Elm Rd, Baltimore, MD 21227

Property Summary

Property Type	Townhouse
Details	2 ba · 1,024 sqft · built 1954
Lot Size	0.066 acres (2,912 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Sep 2025)
Tax Bill	$3,037 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2022 Line of Credit + 1 more
APN	`13-1305430140`

Property Details

APN / Parcel Number

Primary APN	`13-1305430140`
Alternative APN	`1305430140`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,024 sqft Total Area
1st Floor Area	512 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	2,912 sqft (0.066 acres)
Lot Dimensions	112 ft deep x 26 ft wide
Porch	Open Porch
Porch Area	77 sqft
Patio Area	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	1305430140
Street Address	1075 ELM RD
City	BALTIMORE
State	MD
Zip	21227-3935
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	1075 ELM RD ARBOUR MANOR
Legal Section	1
Legal Subdivision	ARBOUR MANOR
Legal Block	3
Legal Lot Number	26
Jurisdiction	BALTIMORE MD
Township / Civil Division	13
Census Block Group	3
Census Block	3007
Census Tract	430700

Owner

Source: Baltimore County records, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1075 ELM RD, HALETHORPE, MD 21227-3935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Exchange Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Oct 13, 2009 · Amount on Record
Deed Document Number	0050521204
Deed Book / Page	50521 / 204
Record Updated	Jun 8, 2026

September 2025: Exchange Deed, Transfer

Document Type	Exchange Deed
Jurisdiction	BALTIMORE MD
Recording Date	Sep 17, 2025
Property Address	1075 ELM RD, BALTIMORE, MD 21227-3935
Document Number	0505210204
Book / Page	50521 / 204
Instrument Date	Aug 22, 2025
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1075 ELM RD, HALETHORPE, MD 21227-3935

Mortgage

Document Number	0505210211
Date	Sep 17, 2025
Book Page	50521/211

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	NORFOLK, VA 23510

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1075 ELM RD, BALTIMORE, MD 21227-3935
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0467180053
Date	Apr 14, 2022
Book Page	46718/53

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1075 ELM RD, BALTIMORE, MD 21227-3935
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	CHARTER TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0462670327
Date	Jan 24, 2022
Book Page	46267/327

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,037.00 (+109.45%) Homeowner's exemption	$204,000 (+8.17%)	$231,000 (+21.26%) Land $68,500 Building $162,500
2023	$1,450.00 Homeowner's exemption	$188,600	$190,500 Land $56,200 Building $134,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1989)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: AT&T, BridgeMAXX Suncoast Broadband.

Nearby Properties on Elm Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures