San Luis Obispo County property record for 1075 el Morro Ave, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 952 sqft · built 1972 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,500 (May 1998) |
| Tax Bill | $5,703 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-301-032 |
| Primary APN | 038-301-032 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Wood |
| Lot Area | 6,250 sqft (0.144 acres) |
| Terrain | Below Road/Slope |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 1075 EL MORRO AVE |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-1730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 75 LTS 5 & 6 |
| Legal Subdivision | EL MORO |
| Legal Block | 75 |
| Legal Lot Number | 5,6 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 10701 |
1075 el Morro Ave is owned and occupied by two individuals who acquired it in March 2014.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1075 EL MORRO AVE, LOS OSOS, CA 93402-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 1998 · Amount on File |
| Deed Sale | May 6, 1998 · Amount on File |
| Deed Document Number | 199826423 |
| Last Transfer Date | Mar 13, 2014 |
| Transfer Doc | 0000010587 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1075 EL MORRO AVE, LOS OSOS, CA 93402-1730 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATL TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000034076 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 2017034076 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28217 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1075 EL MORRO AVE, LOS OSOS, CA 93402-1730 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTERN RESOURCES TITLE |
| Name | Verified Name |
|---|---|
| Address | 1075 EL MORRO AVE, LOS OSOS, CA 93402-1730 |
| Document Number | 0000066023 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 2020066023 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 1075 el Morro Ave was $5,703.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $227,977 (+2%) Land $130,274 Building $97,703 | |
| 2025 | $5,703.00 | $223,508 Land $127,720 Building $95,788 |
| 2023 | $5,400.00 (+3.91%) | $214,830 Land $122,761 Building $92,069 |
| 2022 | $5,197.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1075 el Morro Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1998–2012) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1075 el Morro Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Peak WiFi, Surfnet Communications.
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