1075 Delta Ln, Lathrop, CA 95330 Property Records

San Joaquin County property record for 1075 Delta Ln, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,969 sqft · built 2006
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Apr 2011)
Tax Bill$7,187 (2026)
Deeds & MortgagesAug 2023 Line of Credit
Mar 2022 Construction Loan
+ 4 more
Flood ZoneZone X (reduced by levee)
APN191-450-150-000

Property Details

APN / Parcel Number

Primary APN191-450-150-000
Alternative APN
  • 191-450-15

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,969 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,841 sqft (0.18 acres)
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number191-450-15
Street Address1075 DELTA LN
CityLATHROP
StateCA
Zip95330-8787
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description05-FM PT OF 191-330-06 PER MOSSDALE LANDING 6A
Legal SubdivisionMOSSDALE LANDING 6A
Legal Block3
Legal Lot Number79
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group3
Census Block3040
Census Tract5119

Owner

1075 Delta Ln is owned and occupied by an individual who bought it in April 2011.

Source: San Joaquin County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address1075 DELTA LN, LATHROP, CA 95330-8787
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Mar 10, 2022Deed of Trust, Mortgage · Construction Mortgage
DISCOVER BANK
Aug 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Dec 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jul 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 28, 2011 · Amount on File
Deed SaleApr 28, 2011 · Amount on File
Prior SaleFeb 5, 2009 · Amount on File
Deed Document Number201150890
Prior Transfer DateJan 29, 2009
Prior Transfer Doc0000021468
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1075 DELTA LN, LATHROP, CA 95330-8787
Transaction TypeMortgage
Record UpdatedAug 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1075 DELTA LN, LATHROP, CA 95330-8787

Mortgage

Document Number0000060594
DateAug 2, 2023
Instrument2023-060594
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1075 DELTA LN, LATHROP, CA 95330-8787
Transaction TypeMortgage
Record UpdatedMar 22, 2022
Title CompanySERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1075 DELTA LN, LATHROP, CA 95330-8787

Mortgage

Document Number0000031592
DateMar 10, 2022
Instrument2022-031592
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueMar 8, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1075 DELTA LN, LATHROP, CA 95330-8787
Transaction TypeMortgage
Record UpdatedAug 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1075 DELTA LN, LATHROP, CA 95330-8787

Mortgage

Document Number0000132472
DateAug 9, 2021
Instrument2021-132472
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateSep 1, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.25%
IndexOther
Max Rate7.25%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1075 DELTA LN, LATHROP, CA 95330-8787
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address1075 DELTA LN, LATHROP, CA 95330-8787

Mortgage

Document Number0000179745
DateDec 21, 2020
Instrument2020-179745
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1075 DELTA LN, LATHROP, CA 95330-8787
Document Number0000155749
Instrument DateDec 26, 2019
Transaction TypeMortgage
Record UpdatedJan 20, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1075 DELTA LN LATHROP CA 953308787, LATHROP, CA 95330-8787

Mortgage

Document Number0000155749
DateDec 31, 2019
Instrument155749
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 30, 2049

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address1075 DELTA LN, LATHROP, CA 95330-8787
Document Number0000078436
Instrument DateJul 10, 2018
Transaction TypeMortgage
Record UpdatedJul 25, 2018
Title CompanyTITLE 365- NLSE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1075 DELTA LN LATHROP CA 953308787, LATHROP, CA 95330-8787

Mortgage

Document Number0000078436
DateJul 17, 2018
Instrument78436
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 16, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1075 Delta Ln was $7,187, up 1.2% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,187.00 (+1.23%)
2025$7,100.00$371,527 Land $92,239 Building $279,288
2023$6,710.00 (-0.61%)$357,102 Land $88,658 Building $268,444$774,360
2022$6,751.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1075 Delta Ln in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 37 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimApr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1075 Delta Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Ayera Technologies
Fixed Wireless
120 / 40
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Matrix Broadband, unWired Broadband, Verizon.

Nearby Properties on Delta Ln

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