1075 Co Rd 422, Stephenville, TX 76401 Property Records

Erath County property record for 1075 Co Rd 422, Stephenville, TX 76401

Property Summary

Property Type	Rural Home
Details	1,540 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,361 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000068122`

Property Details

APN / Parcel Number

Primary APN	`R000068122`
Alternative APN	`R.0394.00213.00.0`

Interior

Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	770 sqft
Porch	Porch
Porch Area	280 sqft
Patio Area	220 sqft

Location & Zoning

Account Number	R.0394.00213.00.0
Street Address	1075 COUNTY ROAD 422
City	STEPHENVILLE
State	TX
Zip	76401-7774
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0394 HAYS JOHN M; & HOUSE
Legal Subdivision	J M HAYS SURVEY ABSTRACT NO 394
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	1
Census Block	1066
Census Tract	950204

Owner

Source: Erath County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1075 COUNTY ROAD 422, STEPHENVILLE, TX 76401-7774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage ORIGIN BANK
Nov 22, 2021	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024
Deed Sale	Apr 19, 2024
Prior Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	20242134
Prior Transfer Date	Nov 19, 2021
Prior Transfer Doc	0202109024
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	1075 COUNTY ROAD 422, STEPHENVILLE, TX 76401-7774
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003763
Date	Jul 7, 2020
Instrument	2020-03763

Lender

Name	ORIGIN BANK
Type	Bank
Address	MONROE, LA 71201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Nov 22, 2021
Property Address	1075 COUNTY ROAD 422, STEPHENVILLE, TX 76401-7774
Document Number	0202109024
Map Reference	DOC 2013-05679
Instrument Date	Nov 19, 2021
Instrument	2021-09024
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	COWBOY COUNTRY TITLE LLC, COWBOY COUNTRY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1075 COUNTY ROAD 422, 1075, STEPHENVILLE, TX 76401-7774

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1808, MILLSAP, TX 76066

Mortgage

Document Number	0202109025
Date	Nov 22, 2021
Instrument	2021-09025

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Huckabay Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,361.00 (+48.5%)	$425,770 (+3.7%) Land $141,000 Building $284,770	$425,770 (+3.7%) Land $141,000 Building $284,770
2023	$3,610.00 (-18.21%) Homeowner's exemption	$410,590 Land $184,000 Building $226,590	$410,590 Land $184,000 Building $226,590
2022	$4,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 80% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	400 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Co Rd 422

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures