Hamilton County property record for 1075 Cavendish Dr, Carmel, IN 46032
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 3 ba · 1,844 sqft · built 2003 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Sep 2022) |
| Tax Bill | $2,714 (2024) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-26-013-008.004-018 |
| Primary APN | 29-09-26-013-008.004-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,844 sqft Living Area |
| 1st Floor Area | 380 sqft |
| 2nd Floor Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Row End or Row Middle |
| Roof Material | Asphalt |
| Lot Area | 1,307 sqft (0.03 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1609260013008004 |
|---|---|
| Street Address | 1075 CAVENDISH DR |
| City | CARMEL |
| State | IN |
| Zip | 46032-4646 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | ACREAGE .03, SECTION 26, TOWNSHIP 18, RANGE 3, PROVIDENCE AT OLD MERIDIAN, REPLAT INFORMATION: BLOCKS 2-18, PHASE 2, LOT 804, |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 26 |
| Legal Subdivision | PROVIDENCE AT OLD MERIDIAN PHASE TWO |
| Legal Block | 2-18,8 |
| Legal Lot Number | 804 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 111012 |
Source: Hamilton County records · APN 29-09-26-013-008.004-018
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1075 CAVENDISH DR, CARMEL, IN 46032-4646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jun 19, 2019 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2022 · Amount on Record |
| Deed Sale | Sep 15, 2022 · Amount on Record |
| Prior Sale | Jun 19, 2019 |
| Deed Document Number | 2022045465 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Sep 15, 2022 |
| Property Address | 1075 CAVENDISH DR, CARMEL, IN 46032-4646 |
| Document Number | 0000045465 |
| Instrument Date | Sep 08, 2022 |
| Instrument | 2022045465 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Title Company | CENTURION LAND TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 1075 CAVENDISH DR, CARMEL, IN 46032-4646 |
| Document Number | 0000045466 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 2022045466 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 1075 CAVENDISH DR, CARMEL, IN 46032-4646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CENTURION LAND TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000078302 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020078302 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 19, 2019 |
| Property Address | 1075 CAVENDISH DR, CARMEL, IN 46032-4646 |
| Document Number | 2019025951 |
| Map Reference | CAB 3 SL 300 |
| Instrument Date | Jun 07, 2019 |
| Instrument | 2019025951 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | CENTURION LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1075 CAVENDISH DR, CARMEL, IN 46032-4646 |
| Document Number | 2019025952 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 2019025952 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $279,700 (+5.87%) Land $74,200 Building $205,500 | $279,700 (+5.87%) Land $74,200 Building $205,500 | |
| 2024 | $2,714.00 (+7.44%) | $264,200 (+2.84%) Land $74,200 Building $190,000 | $264,200 (+2.84%) Land $74,200 Building $190,000 |
| 2023 | $2,526.00 (+5.29%) | $256,900 (+12.92%) Land $74,200 Building $182,700 | $256,900 (+12.92%) Land $74,200 Building $182,700 |
| 2022 | $2,399.00 | $227,500 Land $66,800 Building $160,700 | $227,500 Land $66,800 Building $160,700 |
Source: FEMA National Flood Hazard Layer as of October 5, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Metronet Holdings, Verizon, Xfinity.
Based on FCC filings for 181 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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