1075 Birch Tree Ln, Independence, KY 41051 Property Records

Kenton County property record for 1075 Birch Tree Ln, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 925 sqft · built 1978
Lot Size0.14 acres (6,098 sqft)
Owner2 Trust Names on File
Last Sale$224,900 (Sep 2022)
Tax Bill$2,044 (2025)
Deeds & MortgagesSep 2022 Sale
Dec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN005-40-00-116.00

Property Details

APN / Parcel Number

Primary APN005-40-00-116.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area925 sqft Finished Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleBi-Level
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions100 ft deep x 34 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address1075 BIRCH TREE LN
CityINDEPENDENCE
StateKY
Zip41051-9591
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGES OF BEECHGROVE BLK L LOT 16
Legal SubdivisionVILLAGES OF BEECHGROVE
Legal PhaseL
Legal BlockL
Legal Lot Number16
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1010
Census Tract63604

Owner

1075 Birch Tree Ln is owner-occupied and held in a trust since April 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record2 Trust Names on File
Mailing Address1075 BIRCH TREE LN, INDEPENDENCE, KY 41051-9591
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2022Deed, Transfer
KENTUCKY LAND TITLE AGENCY
Dec 23, 2019Grant Deed, Mortgage · Line of Credit
NORTHWEST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2022 · Amount on File
Deed SaleSep 14, 2022 · Amount on File
Prior SaleOct 22, 2001 · Amount on File
Deed Document Number2022180
Deed Book / Page190 / 82
Last Transfer DateApr 1, 2025
Transfer Doc0005900132
Record UpdatedOct 29, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateSep 14, 2022
Property Address1075 BIRCH TREE LN, INDEPENDENCE, KY 41051-9591
Document Number0005900180
Book / Page190 / 82
Instrument DateSep 13, 2022
Instrument22091405900180
Transaction TypeTransfer
Record UpdatedSep 30, 2022
Title CompanyKENTUCKY LAND TITLE AGENCY

Transaction

AmountAmount on Record
Tax$225.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1075 BIRCH TREE LN, 1075, INDEPENDENCE, KY 41051-9591

Transferred To (Grantee/Buyer)

NameVerified Name
Address1075 BIRCH TREE LN, INDEPENDENCE, KY 41051-9591

December 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateDec 23, 2019
Property Address1075 BIRCH TREE LN, INDEPENDENCE, KY 41051-9591
Book / Page0I4383 / 000330
Instrument DateDec 18, 2019
Instrument249
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6 DARTMOUTH DR FORT MITCHELL KY 410172856, FORT MITCHELL, KY 41017-2856

Mortgage

Document Number0000000249
DateDec 23, 2019
Book Page0I4383/000330
Instrument249
Lender
NameNORTHWEST BK
TypeBank
Address100 LIBERTY ST, WARREN, PA 16365-2411
Agreement
TypeLine of Credit
AmountAmount on Record
Term36 Months
DueDec 22, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1075 Birch Tree Ln was $2,044 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,900 (-) Land $30,000 Building $194,900$224,900 (-) Land $30,000 Building $194,900
2025$2,044.00 Homeowner's exemption$224,900 Land $30,000 Building $194,900$224,900 Land $30,000 Building $194,900
2023$2,838.00$224,900 Land $25,000 Building $199,900$224,900 Land $25,000 Building $199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1075 Birch Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1075 Birch Tree Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Birch Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number