Hancock County property record for 1075 Allen Ave, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft · built 1958 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $92,500 (Jun 2015) |
| Tax Bill | $2,404 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2017 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2103020120 |
| Primary APN | 2103020120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,502 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 1075 ALLEN AVE |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK LOTS 11 & 12 BLK 2 |
| Legal Subdivision | PARK ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 11&12 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 270100 |
1075 Allen Ave is owned and occupied by two individuals who bought it in June 2015.
Source: Hancock County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1075 ALLEN AVE, GARNER, IA 50438-1705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CLEAR LAKE BANK & TRUST CO |
| Oct 9, 2017 | Deed of Trust, Mortgage HOMEWARD INC |
| Dec 8, 2010 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK FSB |
| Oct 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE STATE BANK |
| Oct 9, 2017 | Deed of Trust, Mortgage HOMEWARD INC |
| Oct 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE STATE BANK |
| Oct 9, 2017 | Warranty Deed, Transfer · Conventional Mortgage RELIANCE STATE BANK |
| Jun 8, 2015 | Warranty Deed, Transfer · Conventional Mortgage RELIANCE STATE BANK |
| Dec 13, 2007 | Legal Action/Court Order, Foreclosure · Conventional Mortgage LIBERTY BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2015 · Amount on File |
| Deed Sale | Jun 8, 2015 · Amount on File |
| Prior Sale | Dec 13, 2007 · Amount on File |
| Deed Document Number | 20159999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 1075 ALLEN AVE, GARNER, IA 50438-1705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000202374 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 20-2374 |
| Name | CLEAR LAKE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 1075 ALLEN AVE, GARNER, IA 50438-1705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000171880 |
|---|---|
| Date | Oct 9, 2017 |
| Instrument | 17-1880 |
| Name | HOMEWARD INC |
|---|---|
| Type | Mortgage Company |
| Address | HUMBOLDT, IA 50548 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Oct 3, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 1075 ALLEN AVE, GARNER, IA 50438-1705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000E100143 |
|---|---|
| Date | Dec 8, 2010 |
| Instrument | E10-0143 |
| Name | LIBERTY BANK FSB |
|---|---|
| Type | Bank |
| Address | WEST DES MOINES, IA 50266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 1075 ALLEN AVE, GARNER, IA 50438-1705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000171887 |
|---|---|
| Date | Oct 9, 2017 |
| Instrument | 17-1887 |
| Name | RELIANCE STATE BANK |
|---|---|
| Type | Bank |
| Address | GARNER, IA 50438 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 1075 ALLEN AVE, GARNER, IA 50438-1705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000171880 |
|---|---|
| Date | Oct 9, 2017 |
| Instrument | 17-1880 |
| Name | HOMEWARD INC |
|---|---|
| Type | Mortgage Company |
| Address | HUMBOLDT, IA 50548 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Oct 3, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 1075 ALLEN AVE, GARNER, IA 50438-1705 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000171887 |
|---|---|
| Date | Oct 9, 2017 |
| Instrument | 17-1887 |
| Name | RELIANCE STATE BANK |
|---|---|
| Type | Bank |
| Address | GARNER, IA 50438 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Oct 9, 2017 |
| Property Address | 1075 ALLEN AVE, GARNER, IA 50438-1705 |
| Document Number | 0000171885 |
| Instrument Date | Oct 2, 2017 |
| Instrument | 017-1885 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1075 ALLEN AVE, GARNER, IA 50438-1705 |
| Investor | Possibly a Property Investor |
| Document Number | 0000171886 |
|---|---|
| Date | Oct 9, 2017 |
| Instrument | 17-1886 |
| Name | RELIANCE STATE BANK |
|---|---|
| Type | Bank |
| Address | GARNER, IA 50438 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Jun 8, 2015 |
| Property Address | 1075 ALLEN AVE, GARNER, IA 50438-1705 |
| Document Number | 0001509999 |
| Instrument Date | Jun 2, 2015 |
| Instrument | 15-09999 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1075 ALLEN AVE, GARNER, IA 50438-1705 |
| Investor | Possibly a Property Investor |
| Document Number | 0020151000 |
|---|---|
| Date | Jun 8, 2015 |
| Instrument | 2015-1000 |
| Name | RELIANCE STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2045 |
| Document Number | 0000151002 |
|---|---|
| Date | Jun 8, 2015 |
| Instrument | 15-1002 |
| Name | HOMEWARD INC |
|---|
| Amount | Amount on Record |
|---|
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Dec 13, 2007 |
| Property Address | 1075 ALLEN AVE, GARNER, IA 50438-1705 |
| Document Number | 0000073265 |
| Instrument Date | Nov 19, 2007 |
| Instrument | 07-3265 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.20 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1075 ALLEN AVE, GARNER, IA 50438-1705 |
| Investor | Possibly a Property Investor |
| Document Number | 0000073266 |
|---|---|
| Date | Dec 13, 2007 |
| Instrument | 07-3266 |
| Name | LIBERTY BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2038 |
| Document Number | 0000073314 |
|---|---|
| Date | Dec 21, 2007 |
| Instrument | 07-3314 |
| Name | LIBERTY BANK FSB |
|---|---|
| Type | Bank |
| Address | GARNER, IA 50438 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1075 Allen Ave was $2,404, up 5.9% from the year before.
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,404.00 (+5.9%) | $174,090 Land $29,700 Building $144,390 | $174,090 Land $29,700 Building $144,390 |
| 2024 | $2,270.00 | ||
| 2023 | $150,110 (+14.93%) Land $17,330 Building $132,780 | $150,110 Land $17,330 Building $132,780 | |
| 2022 | $2,196.00 | $130,610 Land $17,330 Building $113,280 | |
| 2021 | $130,610 Land $17,330 Building $113,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1075 Allen Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1075 Allen Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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