Hamilton County property record for 1075 Alcliff Ln, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,561 sqft · built 1970 |
| Lot Size | 0.235 acres (10,237 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $147,900 (May 2006) |
| Tax Bill | $4,155 (2025) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0051-0595-00 |
| Primary APN | 540-0051-0595-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,561 sqft Living Area |
| 1st Floor Area | 945 sqft |
| 2nd Floor Area | 616 sqft |
| Basement Area | 945 sqft |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,237 sqft (0.235 acres) |
| Lot Dimensions | 149 ft deep x 71 ft wide |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1075 ALCLIFF LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-4332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALCLIFF LN 71.30 X 149.86IRR LOT 7 HI-DEL ACRES SUB BLK B |
| Legal Subdivision | DEL ACRES SUB |
| Legal Block | B |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21401 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 1075 ALCLIFF LN, CINCINNATI, OH 45238-4332 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 19, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CINCINNATI OHIO POLICE FCU |
| Aug 7, 2019 | Deed of Trust, Mortgage · VA Mortgage MONSTERLOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2006 · Amount on Record |
| Deed Sale | May 3, 2006 · Amount on Record |
| Deed Document Number | 06-068216 |
| Deed Book / Page | 10233 / 02086 |
| Prior Transfer Date | May 2, 2006 |
| Prior Transfer Doc | 0000068216 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1075 ALCLIFF LN, CINCINNATI, OH 45238-4332 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000004288 |
|---|---|
| Date | Jan 19, 2024 |
| Book Page | 15085/838 |
| Instrument | 2024-0004288 |
| Name | CINCINNATI OHIO POLICE FCU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45203 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 28, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1075 ALCLIFF LN, CINCINNATI, OH 45238-4332 |
| Document Number | 0000070420 |
| Instrument Date | Aug 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1075 ALCLIFF LN CINCINNATI OH 452384332, CINCINNATI, OH 45238-4332 |
| Document Number | 0000070420 |
|---|---|
| Date | Aug 22, 2019 |
| Book Page | 013986/001365 |
| Instrument | 70420 |
| Name | MONSTERLOANS |
|---|---|
| Address | LAKE FOREST, CA 92630 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2049 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,155.00 (+2.49%) | $69,885 (-) Land $10,906 Building $58,979 | |
| 2024 | $4,054.00 (-0.3%) | $69,885 (-) Land $10,906 Building $58,979 | |
| 2023 | $4,066.00 (+23.32%) | $69,885 (+38.73%) Land $10,906 Building $58,979 | $199,670 (+38.73%) Land $31,160 Building $168,510 |
| 2022 | $3,297.00 Homeowner's exemption | $50,376 Land $9,069 Building $41,307 | |
| 2020 | $143,930 Land $25,910 Building $118,020 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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