DeSoto County property record for 10749 Oak Leaf Dr, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,407 sqft · built 1998 |
| Lot Size | 0.225 acres (9,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,314 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-06-7-35-28-0-00030-00 |
| Primary APN | 1-06-7-35-28-0-00030-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,407 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,841 sqft (0.225 acres) |
| Lot Dimensions | 135 ft deep x 65 ft wide |
| Street Address | 10749 OAK LEAF DR |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-4802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | MAGNOLIA LAKES S-D SEC A LOT 30 |
| Legal Range | 06 |
| Legal Township | 01 |
| Legal Section | 35 |
| Legal Subdivision | MAGNOLIA LAKES S-D |
| Legal Lot Number | 30 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 70822 |
10749 Oak Leaf Dr is owned and occupied by an individual who acquired it in November 2019.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10749 OAK LEAF DR, OLIVE BRANCH, MS 38654-4802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Mar 3, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 22, 2019 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2019 |
| Deed Sale | Nov 22, 2019 |
| Deed Document Number | 0000905358 |
| Deed Book / Page | 0905 / 358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 10749 OAK LEAF DR, OLIVE BRANCH, MS 38654-4802 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10749 OAK LEAF DR, OLIVE BRANCH, MS 38654-4802 |
| Document Number | 5662/127955 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 5662/127955 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 10749 OAK LEAF DR, OLIVE BRANCH, MS 38654-4802 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10749 OAK LEAF DR, OLIVE BRANCH, MS 38654-4802 |
| Document Number | 005477/568 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 5477/568 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Nov 22, 2019 |
| Property Address | 10749 OAK LEAF DR, OLIVE BRANCH, MS 38654-4802 |
| Document Number | 000905/358 |
| Book / Page | 0905 / 358 |
| Map Reference | MB 59 PG 1-4 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | PERFECT TITLE, PERFECT TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3430 STARGATE DR, 3430, SOUTHAVEN, MS 38672-9478 |
| Name | Verified Name |
|---|---|
| Address | 10749 OAK LEAF DR, OLIVE BRANCH, MS 38654-4802 |
| Document Number | 0004840644 |
|---|---|
| Date | Nov 22, 2019 |
| Instrument | 4840/644 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 10749 Oak Leaf Dr was $1,314.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,314.00 | $11,353 Land $2,000 Building $9,353 | $113,534 Land $20,000 Building $93,534 |
| 2023 | $1,153.00 | $8,455 | $84,548 Land $20,000 Building $64,548 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10749 Oak Leaf Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (2009–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Mar 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10749 Oak Leaf Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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