10748 Lester St, Silver Spring, MD 20902 Property Records

Montgomery County property record for 10748 Lester St, Silver Spring, MD 20902

Property Summary

Property Type	Townhouse
Details	2.5 ba · 928 sqft · built 1981
Lot Size	0.023 acres (1,011 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Sep 2017)
Tax Bill	$3,622 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01894142`

Property Details

APN / Parcel Number

Primary APN	`13-01894142`
Alternative APN	`01894142`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	928 sqft Living Area
1st Floor Area	464 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,011 sqft (0.023 acres)
Deck Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01894142
Street Address	10748 LESTER ST
City	SILVER SPRING
State	MD
Zip	20902-3759
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT12.
Legal Description	CHESTNUT HILLS
Legal Subdivision	CHESTNUT HILLS-JOHNSONS ADD
Legal Block	C
Legal Lot Number	31
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1002
Census Tract	703902

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10748 LESTER ST, SILVER SPRING, MD 20902-3759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Apr 12, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Sep 21, 2017	Grant Deed, Transfer · FHA Mortgage APEX HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Prior Sale	Nov 27, 2012 · Amount on Record
Deed Book / Page	54931 / 318
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10748 LESTER ST, SILVER SPRING, MD 20902-3759
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	TSI TITLE AND ESCROW, SILK TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0696950156
Date	Oct 10, 2025
Book Page	69695/156

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 1, 2045

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10748 LESTER ST, SILVER SPRING, MD 20902-3759
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10748 LESTER ST, SILVER SPRING, MD 20902-3759

Mortgage

Document Number	0625230269
Date	Apr 12, 2021
Book Page	62523/269

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	10748 LESTER ST, SILVER SPRING, MD 20902-3759
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10748 LESTER ST, SILVER SPRING, MD 20902-3759

Mortgage

Document Number	0635790056
Date	Jul 23, 2021
Book Page	63579/56

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 21, 2017
Property Address	10748 LESTER ST, SILVER SPRING, MD 20902-3759
Document Number	0549310318
Book / Page	054931 / 000318
Instrument Date	Aug 22, 2017
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	CLASSIC SETTLEMENT SERVICES INC, CLASSIC SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10748 LESTER ST SILVER SPRING MD 209023759, SILVER SPRING, MD 20902-3759

Mortgage

Document Number	549310325
Date	Sep 21, 2017
Book Page	054931/000325

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20852

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,067 (+3.55%)	$357,000 (+10.66%) Land $160,000 Building $197,000
2025	$3,622.00 (+20.33%)	$322,600 (+6.3%) Land $160,000 Building $162,600	$322,600 (-) Land $160,000 Building $162,600
2023		$303,467	$322,600 Land $160,000 Building $162,600
2022	$3,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

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