10747 Garden Way, Spring Valley, CA 91978 Property Records

San Diego County property record for 10747 Garden Way, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,080 sqft · built 1968
Lot Size	0.556 acres (24,200 sqft)
Owner	Company Name on File
Tax Bill	$4,130 (2025)
Deeds & Mortgages	Jan 2022 Transfer Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`505-164-07-00`

Property Details

APN / Parcel Number

Primary APN	`505-164-07-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	24,200 sqft (0.556 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10747 GARDEN WAY
City	SPRING VALLEY
State	CA
Zip	91978-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 54 TR 002419
Legal Subdivision	MOUNT HELIX ACRES
Legal Tract	002419
Legal Block	1
Legal Lot Number	54
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	13505

Owner

10747 Garden Way is owned by a company that acquired it in December 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	10747 GARDEN WAY, SPRING VALLEY, CA 91978-1131
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Feb 3, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 3, 2020	Deed of Trust, Mortgage · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS IN
Feb 7, 2020	Correction Deed FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 29, 2021
Transfer Doc	0000023024
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 14, 2022
Property Address	10747 GARDEN WAY, SPRING VALLEY, CA 91978-1131
Document Number	0000023024
Map Reference	MAP 2419
Instrument Date	Dec 29, 2021
Instrument	2022-0023024
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	10747 GARDEN WAY, SPRING VALLEY, CA 91978-1131

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10747 GARDEN WAY, SPRING VALLEY, CA 91978-1131
Document Number	0000065543
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10747 GARDEN WAY SPRING VALLEY CA 919781131, SPRING VALLEY, CA 91978-1131

Mortgage

Document Number	0000065543
Date	Feb 7, 2020
Instrument	65543

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	912 Months
Due	Feb 6, 2096

Interest

Rate Type	Adjustable Rate
Rate	3.25%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10747 GARDEN WAY, SPRING VALLEY, CA 91978-1131
Document Number	0000065542
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10747 GARDEN WAY SPRING VALLEY CA 919781131, SPRING VALLEY, CA 91978-1131

Mortgage

Document Number	0000065542
Date	Feb 7, 2020
Instrument	65542

Lender

Name	LIBERTY HM EQUITY SOLUTIONS IN
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.25%

February 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 7, 2020
Property Address	10747 GARDEN WAY, SPRING VALLEY, CA 91978-1131
Document Number	0000065541
Instrument Date	Feb 3, 2020
Instrument	65541
Record Updated	Feb 18, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10747 GARDEN WAY SPRING VALLEY CA 919781131, SPRING VALLEY, CA 91978-1131

Tax Assessment & Valuation

The 2025 property tax bill for 10747 Garden Way was $4,130 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$300,526 (+2%) Land $68,682 Building $231,844
2025	$4,130.00 Homeowner's exemption	$294,635 Land $67,336 Building $227,299
2023	$3,821.00 (+1.84%) Homeowner's exemption	$283,196 Land $64,722 Building $218,474
2022	$3,752.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10747 Garden Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10747 Garden Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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