10746 WESTERLY DR MATHER CA 956553078, MATHER, CA 95655-3078
Mortgage
Document Number
1902271432
Date
Feb 27, 2019
Instrument
1902271432
Lender
Name
IAPPROVE LNDG
Address
SANTA ANA, CA 92704
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
180 Months
Due
Feb 26, 2034
May 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SACRAMENTO CA
Recording Date
May 16, 2018
Property Address
10746 WESTERLY DR, MATHER, CA 95655-3078
Document Number
1805160914
Instrument Date
May 11, 2018
Instrument
1805160914
Transaction Type
Transfer
Record Updated
Jun 7, 2018
Title Company
CHICAGO TITLE COMPANY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$506.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
10746 WESTERLY DR MATHER CA 956553078, MATHER, CA 95655-3078
Mortgage
Document Number
1805160915
Date
May 16, 2018
Instrument
1805160915
Lender
Name
NATIONAL MTG SVCS
Type
Mortgage Company
Address
LOS ANGELES, CA 90010
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 15, 2048
September 2017: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SACRAMENTO CA
Property Address
10746 WESTERLY DR, MATHER, CA 95655-3078
Document Number
1709120925
Instrument Date
Sep 5, 2017
Transaction Type
Mortgage
Record Updated
Sep 20, 2017
Title Company
OLD REPUBLIC TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
10746 WESTERLY DR MATHER CA 956553078, MATHER, CA 95655-3078
Mortgage
Document Number
1709120925
Date
Sep 12, 2017
Instrument
1709120925
Lender
Name
IMPAC MTG
Type
Mortgage Company
Address
IRVINE, CA 92612
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Sep 11, 2047
April 2017: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
SACRAMENTO CA
Recording Date
Apr 10, 2017
Property Address
10746 WESTERLY DR, MATHER, CA 95655-3078
Document Number
4100000000837
Book / Page
20170410 / 0837
Map Reference
MB 298 PG 2
Instrument Date
Apr 4, 2017
Transaction Type
Transfer
Record Updated
Aug 5, 2021
Title Company
FIRST AMERICAN TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
10746 WESTERLY DR, MATHER, CA 95655-3078
Mortgage
Document Number
201704100838
Date
Apr 10, 2017
Instrument
20170410/0838
Lender
Name
PARAMOUNT EQUITY MORTGAGE LLC
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
May 1, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 10746 Westerly Dr was $7,159, up 13% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
Property Jurisdictions
Type
Name
State
California
County
Sacramento County
Unified School District
Folsom-Cordova Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$533,863 (+2%)Land $156,676Building $377,187
2025
$7,159.00 (+12.99%)
$523,396Land $153,604Building $369,792
2024
$6,336.00 (+2.08%)
2023
$6,207.00 (+1.37%)
$503,075Land $147,641Building $355,434
2022
$6,123.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 10746 Westerly Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 2 (40% premium discount)
Nearby Flood Policies
1 in force
Nearby Flood Claims
1 (2017)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 10746 Westerly Dr is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
High above 80% of the US · above 58% of California
Wildfire Likelihood
0.6% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
SCWA MATHER-SUNRISE serves 32,812 people · EPA ID CA3410704
Water Source
Purchased surface water from SCWA - LAGUNA/VINEYARD
Last State Inspection
Jan 2026
Lead
Under 1 ppb (2024–2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025