10745 Waters Edge Dr NW, Walker, MN 56484 Property Records

Cass County property record for 10745 Waters Edge Dr NW, Walker, MN 56484

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,620 sqft · built 2021
Lot Size	0.026 acres (1,167 sqft)
Owner	Individual Name on Record
Last Sale	$24,900 (Jul 2021)
Tax Bill	$1,350 (2026)
Deeds & Mortgages	May 2022 Mortgage Nov 2021 Construction Loan + 1 more
APN	`20-389-0162`

Property Details

APN / Parcel Number

Primary APN	`20-389-0162`
Alternative APN	`13922`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,620 sqft Base Area
1st Floor Area	1,620 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,167 sqft (0.026 acres)
View / Lot	Waterfront / Beach
Garage Type	Mixed
Deck Area	64 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13922
Street Address	10745 WATERS EDGE DR NW
City	WALKER
State	MN
Zip	56484-4505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31, BLK 1
Legal Range	31
Legal Township	143
Legal Section	20
Legal Subdivision	WATERS EDGE
Legal Block	1
Legal Lot Number	31
Jurisdiction	CASS MN
Township / Civil Division	LEECH LAKE
Census Block Group	2
Census Block	2022
Census Tract	940001

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6349 MOONLIGHT LN NW, WALKER, MN 56484-2090
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK NORTH
Nov 2, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK NORTH
Jul 15, 2021	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Prior Sale	Mar 17, 2008 · Amount on Record
Deed Document Number	2021674615
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	10745 WATERS EDGE DR NW, WALKER, MN 56484-4505
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000684611
Date	May 31, 2022
Instrument	A000684611

Lender

Name	FIRST NATIONAL BANK NORTH

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.1%
Type Change Date	May 1, 2025
Index	1-Year CMT

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	10745 WATERS EDGE DR NW, WALKER, MN 56484-4505
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000678607
Date	Nov 2, 2021
Instrument	A000678607

Lender

Name	FIRST NATIONAL BANK NORTH

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2022

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Jul 15, 2021
Property Address	10745 WATERS EDGE DR NW, WALKER, MN 56484-4505
Document Number	A000674615
Instrument Date	Jul 14, 2021
Instrument	A000674615
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6349 MOONLIGHT LN NW, WALKER, MN 56484-2090

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
County Subdivision	Leech Lake Township
Unified School District	Walker-Hackensack-Akeley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,350.00 (+14.8%)
2025	$1,176.00 (+13.08%)	$301,800 (+22.04%) Land $62,000 Building $239,800	$301,800 (+22.04%) Land $62,000 Building $239,800
2023	$1,040.00
2022		$247,300 Land $35,000 Building $212,300	$247,300 Land $35,000 Building $212,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arvig Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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