Mecklenburg County property record for 10745 E Lake Rd, Charlotte, NC 28215
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,118 sqft · built 1968 |
| Lot Size | 1.61 acres (70,175 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Nov 2018) |
| Tax Bill | $3,260 (2023) |
| Deeds & Mortgages | Mar 2020 Mortgage Mar 2019 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 111-112-09 |
| Primary APN | 111-112-09 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,118 sqft Heated Area |
| 1st Floor Area | 1,342 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 70,175 sqft (1.61 acres) |
| Porch | Porch |
| Porch Area | 40 sqft |
| Deck Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 111-112-09 |
|---|---|
| Street Address | 10745 E LAKE RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28215-9086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L17&18 BH M7-853 |
| Legal Subdivision | CEDAR BROOK ACRES MAP 04 |
| Legal Block | H |
| Legal Lot Number | 17,18 18 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 5627 |
10745 E Lake Rd is owned and occupied by an individual who acquired it in March 2020.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 10745 E LAKE RD, CHARLOTTE, NC 28215-9086 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage PRINCETON MORTGAGE CORP |
| Mar 28, 2019 | Correction Deed ATTORNEY ONLY |
| Nov 19, 2018 | Deed of Trust, Mortgage · Conventional with PMI PRIMARY RESID'L MTG |
| Nov 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Sep 20, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on File |
| Deed Sale | Nov 20, 2018 · Amount on File |
| Prior Sale | Nov 20, 2018 · Amount on File |
| Deed Document Number | 0000144610 |
| Deed Book / Page | 33120 / 272 |
| Last Transfer Date | Mar 4, 2020 |
| Transfer Doc | 0000031074 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 4, 2020 |
| Property Address | 10745 E LAKE RD, CHARLOTTE, NC 28215-9086 |
| Document Number | 0000031074 |
| Book / Page | 34341 / 538 |
| Map Reference | MB 7 PG 853 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 2020031074 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10745 E LAKE RD, CHARLOTTE, NC 28215-9086 |
| Document Number | 0000031075 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 2020031075 |
| Name | PRINCETON MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 28, 2019 |
| Property Address | 10745 E LAKE RD, CHARLOTTE, NC 28215-9086 |
| Document Number | 0000035227 |
| Book / Page | 033384 / 000985 |
| Instrument Date | Mar 26, 2019 |
| Instrument | 35227 |
| Record Updated | Apr 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10745 E LAKE RD CHARLOTTE NC 282159086, CHARLOTTE, NC 28215-9086 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10745 E LAKE RD, CHARLOTTE, NC 28215-9086 |
| Document Number | 0000035228 |
| Instrument Date | Nov 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 10745 E LAKE RD CHARLOTTE NC 282159086, CHARLOTTE, NC 28215-9086 |
| Document Number | 0000035228 |
|---|---|
| Date | Mar 28, 2019 |
| Book Page | 033384/000988 |
| Instrument | 35228 |
| Name | PRIMARY RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 27, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 20, 2018 |
| Property Address | 10745 E LAKE RD, CHARLOTTE, NC 28215-9086 |
| Document Number | 0000144610 |
| Book / Page | 33120 / 272 |
| Map Reference | MB07 PG853 |
| Instrument Date | Nov 14, 2018 |
| Instrument | 2018144610 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10745 E LAKE RD, CHARLOTTE, NC 28215-9086 |
| Document Number | 0000144611 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 2018144611 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 10745 E LAKE RD, CHARLOTTE, NC 28215-9086 |
| Document Number | 0000128612 |
| Book / Page | 032138 / 000816 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10745 E LAKE RD CHARLOTTE NC 282159086, CHARLOTTE, NC 28215-9086 |
| Document Number | 0000128612 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 032138/000816 |
| Instrument | 128612 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 10745 E Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10745 E Lake Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures