10745 E 97th St, Fishers, IN 46037 Property Records

Hamilton County property record for 10745 E 97th St, Fishers, IN 46037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 1959
Lot Size	0.789 acres (34,412 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (Dec 2024)
Tax Bill	$1,724 (2024)
Deeds & Mortgages	Apr 2022 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-15-08-401-031.000-020`

Property Details

APN / Parcel Number

Primary APN	`29-15-08-401-031.000-020`
Alternative APNs	`291508401031000033` `1315080401031000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	1,284 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	34,412 sqft (0.789 acres)
Lot Dimensions	210 ft deep x 163 ft wide
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1315080401031000
Old Parcel Number	291508401031000033
Street Address	10745 E 97TH ST
City	FISHERS
State	IN
Zip	46037-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .79, SECTION 8, TOWNSHIP 17, RANGE 5
Legal Range	05
Legal Township	17
Legal Section	08
Jurisdiction	HAMILTON IN
Township / Civil Division	FALL CREEK
Census Block Group	3
Census Block	3007
Census Tract	110805

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10745 E 97TH ST, FISHERS, IN 46037-9652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jan 20, 2021	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2024 · Amount on Record
Deed Sale	Dec 4, 2024 · Amount on Record
Prior Sale	Jan 20, 2021
Deed Document Number	2024046628
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10745 E 97TH ST, FISHERS, IN 46037-9652
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10745 E 97TH ST, FISHERS, IN 46037-9652

Mortgage

Document Number	0000021081
Date	Apr 26, 2022
Instrument	2022021081

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON IN
Recording Date	Jan 20, 2021
Property Address	10745 E 97TH ST, FISHERS, IN 46037-9652
Document Number	2021004209
Instrument Date	Jan 12, 2021
Instrument	2021004209
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	MTC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021004210
Date	Jan 20, 2021
Instrument	2021004210

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Fall Creek Township
Municipality	Fishers City
Unified School District	Hamilton Southeastern Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,900 (+49.32%) Land $66,400 Building $195,500	$261,900 (+49.32%) Land $66,400 Building $195,500
2024	$1,724.00 (+6.88%)	$175,400 (+2.21%) Land $38,500 Building $136,900	$175,400 (+2.21%) Land $38,500 Building $136,900
2023	$1,613.00 (-0.31%)	$171,600 (+7.05%) Land $38,500 Building $133,100	$171,600 (+7.05%) Land $38,500 Building $133,100
2022	$1,618.00	$160,300 Land $38,500 Building $121,800	$160,300 Land $38,500 Building $121,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	Dec 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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