10744 Lake Ralph Dr, Clermont, FL 34711 Property Records

Lake County property record for 10744 Lake Ralph Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,355 sqft · built 1996
Lot Size	0.313 acres (13,613 sqft)
Owner	Individual Name on Record
Last Sale	$203,000 (Jan 2018)
Tax Bill	$2,655 (2024)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-23-25-1200-000-06900`

Property Details

APN / Parcel Number

Primary APN	`12-23-25-1200-000-06900`
Alternative APNs	`252312120000006900` `3681029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,355 sqft Living Area
Gross Area	1,754 sqft
1st Floor Area	1,355 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,613 sqft (0.313 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3681029
Street Address	10744 LAKE RALPH DR
City	CLERMONT
State	FL
Zip	34711-7869
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LAKE CRESCENT PINES SUB LOT 69 PB 36 PGS 97-99 ORB 5049 PG 1714
Legal Range	25E
Legal Township	23S
Legal Section	12
Legal Subdivision	LAKE CRESCENT PINES SUB
Legal Tract	1200
Legal Lot Number	69
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2001
Census Tract	31323

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10744 LAKE RALPH DR, CLERMONT, FL 34711-7869
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2018 · Amount on Record
Deed Sale	Jan 5, 2018 · Amount on Record
Prior Sale	Jul 15, 2015 · Amount on Record
Deed Document Number	20181840
Deed Book / Page	5049 / 1714
Prior Transfer Date	May 30, 2013
Prior Transfer Doc	0043380384
Record Updated	Jun 8, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jan 5, 2018
Property Address	10744 LAKE RALPH DR, CLERMONT, FL 34711-7869
Document Number	0050491714
Book / Page	5049 / 1714
Map Reference	MB 36 PG 97-99
Instrument Date	Dec 27, 2017
Instrument	2018001840
Transaction Type	Transfer
Record Updated	Jul 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,421.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 OAKS EDGE, 185, OAKLAND, TN 38060-4195

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10744 LAKE RALPH DR, CLERMONT, FL 34711-7869

Mortgage

Document Number	2018001841
Date	Jan 5, 2018
Instrument	2018001841

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,090 (+2.9%)	$278,155 (-) Land $80,000 Building $198,155
2025		$187,650 (+5.98%) Land $80,000 Building $107,650	$278,155 (-7.92%) Land $80,000 Building $198,155
2024	$2,655.00 (+10.07%)
2023	$2,412.00 (+9.64%) Homeowner's exemption	$177,060 (+3%)	$302,076 (+15.26%) Land $110,000 Building $192,076
2022	$2,200.00 Homeowner's exemption	$171,910	$262,076 Land $70,000 Building $192,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
CenturyLink Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000