1074 Ottawa Rd, Brodhead, KY 40409 Property Records

Rockcastle County property record for 1074 Ottawa Rd, Brodhead, KY 40409

Property Summary

Property TypeSingle Family Home
Lot Size0.553 acres (24,089 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Aug 2023)
Tax Bill$1,139 (2025)
Deeds & MortgagesDec 2021 Line of Credit
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN007-00-004.01

Property Details

APN / Parcel Number

Primary APN007-00-004.01
Alternative APNs
  • 2365101
  • 1281901
  • 882201

Exterior

Lot Area24,089 sqft (0.553 acres)

Location & Zoning

Account Number1281901
Street Address1074 OTTAWA RD
CityBRODHEAD
StateKY
Zip40409-9060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & LOT (0.553 ACRES)
JurisdictionROCKCASTLE KY
Township / Civil DivisionMOUNT VERNON
Census Block Group3
Census Block3003
Census Tract950300

Owner

Source: Rockcastle County records · APN 007-00-004.01

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1074 OTTAWA RD, BRODHEAD, KY 40409-9060
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · Line of Credit
CUMBERLAND VALLEY NATL BANK & TRUST CO
Nov 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
CUMBERLAND VALLEY NATL BANK & TRUST CO
Aug 31, 2023Deed, Transfer
Apr 10, 2018Deed, Transfer · Conventional Mortgage
FIRST & FARMERS NATIONAL BANK INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2023 · Amount on Record
Deed SaleAug 31, 2023 · Amount on Record
Prior SaleApr 10, 2018 · Amount on Record
Deed Document Number388928
Deed Book / Page288 / 674
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKCASTLE KY
Property Address1074 OTTAWA RD, BRODHEAD, KY 40409-9060
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1074 OTTAWA RD, BRODHEAD, KY 40409-9060

Mortgage

Document Number000323/628
DateDec 21, 2021
Book Page323/628
Instrument369288
Lender
NameCUMBERLAND VALLEY NATL BANK & TRUST CO
TypeBank
Address40749
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKCASTLE KY
Property Address1074 OTTAWA RD, BRODHEAD, KY 40409-9060
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00M308/495
DateNov 05, 2020
Book PageM308/495
Instrument365628
Lender
NameCUMBERLAND VALLEY NATL BANK & TRUST CO
TypeBank
AddressLONDON, KY 40741
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2035

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionROCKCASTLE KY
Recording DateAug 31, 2023
Property Address1074 OTTAWA RD, BRODHEAD, KY 40409-9060
Document Number000288/674
Book / Page288 / 674
Instrument DateAug 25, 2023
Instrument388928
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1074 OTTAWA RD, BRODHEAD, KY 40409-9060

Transferred To (Grantee/Buyer)

NameVerified Name
Address1074 DTTAWE RD, BRODHEAD, KY 40409

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionROCKCASTLE KY
Recording DateApr 10, 2018
Property Address1074 OTTAWA RD, BRODHEAD, KY 40409-9060
Document Number00D264/451
Book / PageD264 / 451
Instrument DateMar 25, 2018
Instrument149589
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1074 OTTAWA RD, BRODHEAD, KY 40409-9060

Transferred To (Grantee/Buyer)

NameVerified Name
Address1074 OTTAWA RD, BRODHEAD, KY 40409-9060

Mortgage

Document Number00M284/531
DateApr 07, 2018
Book PageM284/531
Instrument149594
Lender
NameFIRST & FARMERS NATIONAL BANK INC
TypeBank
AddressSOMERSET, KY 42502
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Rockcastle County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateKentucky
CountyRockcastle County
Unified School DistrictRockcastle County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,139.00 (-0.61%)$140,000 (-)$140,000 (-)
2024$1,146.00 (+73.11%)$140,000 (+75%)$140,000 (+75%)
2023$662.00$80,000$80,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 3, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimAug 2022 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Uniti Group
DSL · Fiber in parts of the area
100 / 20

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWESTERN ROCKCASTLE WATER ASSOC
private · serves 12,623 people
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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