1074 Osprey Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 1074 Osprey Dr, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,948 sqft · built 2023
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Trust Names on File
Last Sale	$651,500 (Dec 2023)
Tax Bill	$10,168 (2026)
Deeds & Mortgages	Mar 2024 Transfer Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`192-120-370-000`

Property Details

APN / Parcel Number

Primary APN	`192-120-370-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,948 sqft Living Area
1st Floor Area	1,948 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1074 OSPREY DR
City	LATHROP
State	CA
Zip	95330-8040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61 STANFORD CROSSING PHASE 1B-1 4017
Legal Subdivision	STANFORD CROSSING PHASE 1B
Legal Block	3
Legal Lot Number	61
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3034
Census Tract	5119

Owner

1074 Osprey Dr is held in a trust since December 2023.

Source: San Joaquin County records, as of October 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3911 BRANDING IRON CT, DUBLIN, CA 94568-7254
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Intrafamily Transfer, Transfer MORTGAGE CONNECT LP
Mar 26, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 4, 2023	Grant Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2023 · Amount on File
Deed Sale	Dec 4, 2023 · Amount on File
Deed Document Number	202398267
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 26, 2024
Property Address	1074 OSPREY DR, LATHROP, CA 95330-8040
Document Number	0000024727
Map Reference	MB 43 PG 155
Instrument Date	Mar 14, 2024
Instrument	2024-024727
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	BRANDING IRON COURT, DUBLIN, CA 94568

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 26, 2024
Property Address	1074 OSPREY DR, LATHROP, CA 95330-8040
Document Number	0000024725
Map Reference	MB 43 PG 155
Instrument Date	Mar 14, 2024
Instrument	2024-024725
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	BRANDING IRON COURT, DUBLIN, CA 94568

Mortgage

Document Number	0000024726
Date	Mar 26, 2024
Instrument	2024-024726

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 4, 2023
Property Address	1074 OSPREY DR, LATHROP, CA 95330-8040
Document Number	0000098267
Map Reference	MB 43 PG 155
Instrument Date	Sep 3, 2023
Instrument	2023-098267
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	3911 BRANDING IRON CT, DUBLIN, CA 94568-7254

Mortgage

Document Number	0000098268
Date	Dec 4, 2023
Instrument	2023-098268

Lender

Name	TAYLOR MORRISON HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 1074 Osprey Dr was $10,168, down 3.8% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,168.00 (-3.82%)	$629,300 (-5.29%) Land $180,000 Building $449,300
2025	$10,572.00	$664,448 Land $198,900 Building $465,548
2023	$4,827.00 (+7.89%)	$166,464 Land $166,464	$571,410
2022	$4,474.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1074 Osprey Dr in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1074 Osprey Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Matrix Broadband, unWired Broadband, Verizon.

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