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  5. Old Trace Rd NW

1074 Old Trace Rd NW, Concord, NC 28027 Property Records

Cabarrus County property record for 1074 Old Trace Rd NW, Concord, NC 28027

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,971 sqft · built 2020
Lot Size0.248 acres (10,803 sqft)
Owner2 Individual Names on File
Last Sale$385,500 (Jun 2020)
Tax Bill$4,641 (2023)
Deeds & MortgagesJul 2021 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02001O0210.000000

Property Details

APN / Parcel Number

Primary APN02001O0210.000000
Alternative APNs
  • 4680 26 8871
  • 138625

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,971 sqft Living Area
Gross Area3,731 sqft
1st Floor Area1,251 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialOther
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area10,803 sqft (0.248 acres)
Lot Dimensions123 ft deep x 78 ft wide
Garage TypeMixed
Garage Area477 sqft
DrivewayConcrete Driveway
Driveway Area832 sqft
PorchSlab
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number138625
Street Address1074 OLD TRACE RD NW
CityCONCORD
StateNC
Zip28027-8644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePRD
Legal DescriptionLT 210 ALLEN MILLS
Legal SubdivisionALLEN MILLS
Legal Lot Number210
JurisdictionCABARRUS NC
Township / Civil Division2, POPLAR TENT
Census Block Group2
Census Block2015
Census Tract41306

Owner

1074 Old Trace Rd NW is owned and occupied by two individuals who bought it in June 2020.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address1074 OLD TRACE RD NW, CONCORD, NC 28027-8644
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 30, 2020Grant Deed, Transfer · Conventional Mortgage
GUIDANCE RESID'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2020 · Amount on File
Deed SaleJun 30, 2020 · Amount on File
Deed Book / Page14294 / 28
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address1074 OLD TRACE RD NW, CONCORD, NC 28027-8644
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015301255
DateJul 2, 2021
Book Page15301/255
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2036

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCABARRUS NC
Recording DateJun 30, 2020
Property Address1074 OLD TRACE RD NW, CONCORD, NC 28027-8644
Document Number1429428
Book / Page014294 / 000028
Instrument DateJun 25, 2020
Instrument20451
Transaction TypeTransfer
Record UpdatedAug 5, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$771.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1074 OLD TRACE RD NW CONCORD NC 280278644, CONCORD, NC 28027-8644

Mortgage

Document Number1429430
DateJun 30, 2020
Book Page014294/000030
Instrument20452
Lender
NameGUIDANCE RESID'L
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 29, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$677,930 Land $160,000 Building $517,930
2024$677,930 (+78.2%) Land $160,000 Building $517,930
2023$4,641.00$380,430 Land $86,000 Building $294,430$380,430 Land $86,000 Building $294,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1074 Old Trace Rd NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1074 Old Trace Rd NW is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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