Monroe County and Wheatland Town property record for 1074 Main St, Mumford, NY 14511
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,890 sqft · built 1900 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $101,000 (Sep 2009) |
| Tax Bill | $4,385 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Dec 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 265689 208.16-1-32 |
| Primary APN | 265689 208.16-1-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Upper Floors Area | 590 sqft |
| Game Room | Game Room |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 165 ft deep x 198 ft wide |
| Porch | Slab |
| Porch Area | 104 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 02020000000 |
|---|---|
| Street Address | 1074 MAIN ST |
| City | MUMFORD |
| State | NY |
| Zip | 14511-9839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 0024- 1-01 VILLAGE LOT L12-14 |
| Legal Block | 1 |
| Legal Lot Number | 32.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | WHEATLAND |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 14700 |
1074 Main St is owned and occupied by an individual who bought it in September 2009.
Source: Monroe County and Wheatland Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1074 MAIN ST, MUMFORD, NY 14511-9839 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2023 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Dec 17, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| May 11, 2020 | Deed of Trust, Mortgage · Line of Credit ESL FCU |
| Aug 10, 2018 | Deed of Trust, Mortgage · Line of Credit SUMMIT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2009 · Amount on File |
| Deed Sale | Sep 1, 2009 · Amount on File |
| Prior Sale | Mar 30, 2009 · Amount on File |
| Deed Document Number | 2009302 |
| Deed Book / Page | 10786 / 452 |
| Prior Transfer Date | Oct 31, 2008 |
| Prior Transfer Doc | 0000000166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 1074 MAIN ST, MUMFORD, NY 14511-9839 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000001225 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | 30322/162 |
| Instrument | 202306091225 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 1074 MAIN ST, MUMFORD, NY 14511-9839 |
| Document Number | 0000000403 |
| Instrument Date | Dec 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 1074 MAIN ST MUMFORD NY 145119839, MUMFORD, NY 14511-9839 |
| Document Number | 0000000403 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 028969/000372 |
| Instrument | 403 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 13, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 1074 MAIN ST, MUMFORD, NY 14511-9839 |
| Document Number | 0000000186 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|---|
| Address | 1074 MAIN ST MUMFORD NY 145119839, MUMFORD, NY 14511-9839 |
| Document Number | 0000000186 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 028521/000191 |
| Instrument | 186 |
| Name | ESL FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14604-2424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 19, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 1074 MAIN ST, MUMFORD, NY 14511-9839 |
| Document Number | 0000000200 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1074 MAIN ST MUMFORD NY 145119839, MUMFORD, NY 14511-9839 |
| Document Number | 0000000200 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 027722/000335 |
| Instrument | 200 |
| Name | SUMMIT FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14626 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 14, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
The 2026 property tax bill for 1074 Main St was $4,385 with a homeowner's exemption, up 0.7% from the year before.
Source: Monroe County and Wheatland Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Wheatland Town |
| Unified School District | Caledonia-Mumford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,385.00 (+0.67%) Homeowner's exemption | ||
| 2025 | $4,356.00 | $111,000 Land $27,900 Building $83,100 | $163,200 Land $41,021 Building $122,179 |
| 2023 | $111,000 (+9.9%) Land $27,900 Building $83,100 | $140,500 (+9.94%) Land $35,315 Building $105,185 | |
| 2022 | $101,000 Land $27,900 Building $73,100 | $127,800 Land $35,303 Building $92,497 | |
| 2021 | $2,427.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1074 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jan 1998 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1074 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALEDONIA VILLAGE serves 2,201 people · EPA ID NY2501013 |
|---|---|
| Water Source | Purchased surface water from MCWA |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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