1074 Madison 280, Fredericktown, MO 63645 Property Records

Madison County property record for 1074 Madison 280, Fredericktown, MO 63645

Property Summary

Property Type	Single Family Home
Details	4 bd · 1,588 sqft · built 2008
Lot Size	3.77 acres (164,221 sqft)
Owner	Individual Name on Record
Tax Bill	$1,893 (2025)
Deeds & Mortgages	Oct 2020 Refinance Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-3.1-52-000-000-028.004`

Property Details

APN / Parcel Number

Primary APN	`07-3.1-52-000-000-028.004`
Alternative APN	`9846`

Interior

Bedrooms	4 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,588 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	164,221 sqft (3.77 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	1074 MADISON 280
City	FREDERICKTOWN
State	MO
Zip	63645-7914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT FRL SW
Jurisdiction	MADISON MO
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1001
Census Tract	960201

Owner

Source: Madison County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1074 MADISON 280, FREDERICKTOWN, MO 63645-7914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE COMMUNITY BANK
Sep 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE COMMUNITY BANK
May 20, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021
Deed Sale	May 20, 2021
Prior Sale	Mar 24, 2016
Deed Document Number	2021000953
Deed Book / Page	529 / 579
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1074 MADISON 280, FREDERICKTOWN, MO 63645-7914
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000520/798
Date	Oct 5, 2020
Book Page	520/798
Instrument	2020001631

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MO
Property Address	1074 MADISON 280, FREDERICKTOWN, MO 63645-7914
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000533/405
Date	Sep 9, 2021
Book Page	533/405
Instrument	2021001636

Lender

Name	FIRST STATE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON MO
Recording Date	May 20, 2021
Property Address	1074 MADISON 280, FREDERICKTOWN, MO 63645-7914
Document Number	000529/579
Book / Page	529 / 579
Instrument Date	May 20, 2021
Instrument	2021000953
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1074 MADISON 280, FREDERICKTOWN, MO 63645-7914

Tax Assessment & Valuation

Source: Madison County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Madison County
Unified School District	Fredericktown R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,893.00	$34,960 (-)	$183,980 (-) Land $9,520 Building $174,460
2023		$34,960	$183,980 Land $9,520 Building $174,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2022)
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON COUNTY PWSD 1 NORTH AND SOUTH serves 1,705 people · EPA ID MO4024368
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T, Spectrum, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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