Saratoga County and Malta Town property record for 1074 Laural Ln, Malta, NY 12020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,540 sqft · built 1989 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Jun 2024) |
| Tax Bill | $5,242 (2025) |
| Deeds & Mortgages | Aug 2020 Loan Modification Aug 2020 Mortgage |
| APN | 414089 217.6-3-24 |
| Primary APN | 414089 217.6-3-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 864 sqft |
| 2nd Floor Area | 676 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Width | 110 ft Width |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 322 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1074 LAURAL LN |
|---|---|
| City | MALTA |
| State | NY |
| Zip | 12020-3824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | SIDE: E LOT 1074 |
| Legal Block | 3 |
| Legal Lot Number | 24.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | MALTA |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 61904 |
1074 Laural Ln is owned by an individual who bought it in June 2024.
Source: Saratoga County and Malta Town records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 CROWN PT, BALLSTON LAKE, NY 12019-1502 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2020 | Loan Modification, Mortgage · Conventional Mortgage SEFCU |
| Aug 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2024 · Amount on File |
| Deed Sale | Jun 19, 2024 · Amount on File |
| Prior Sale | Nov 21, 2001 · Amount on File |
| Deed Document Number | 202414592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 1074 LAURAL LN, MALTA, NY 12020-3824 |
| Document Number | 0000025537 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1074 LAURAL LN BALLSTON SPA NY 120203824, BALLSTON SPA, NY 12020-3824 |
| Document Number | 0000025537 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 25537 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 20, 2025 |
| Rate | 2.45% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 1074 LAURAL LN, MALTA, NY 12020-3824 |
| Document Number | 0000025536 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1074 LAURAL LN BALLSTON SPA NY 120203824, BALLSTON SPA, NY 12020-3824 |
| Document Number | 0000025536 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 25536 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 20, 2025 |
The 2025 property tax bill for 1074 Laural Ln was $5,242.
Source: Saratoga County and Malta Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Malta Town |
| Unified School District | Ballston Spa Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,242.00 | $383,000 Land $60,000 Building $323,000 | $383,000 Land $60,000 Building $323,000 |
| 2023 | $329,000 Land $60,000 Building $269,000 | $329,000 Land $60,000 Building $269,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1074 Laural Ln; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1074 Laural Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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