1074 Gemma Dr, Durham, NC 27703 Property Records

Durham County property record for 1074 Gemma Dr, Durham, NC 27703 · Last verified October 2025

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,806 sqft
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$397,000 (Aug 2022)
Tax Bill	$3,982 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0840-11-1268`

Property Details

APN / Parcel Number

Primary APN	`0840-11-1268`
Alternative APNs	`0840-11-12-6893` `231083`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Building Area	1,806 sqft Heated Area

Exterior

Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Street Address	1074 GEMMA DR
City	DURHAM
State	NC
Zip	27703-6816
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	ELLIS ROAD TWNHMS/PHASE 3B/LT#104 PL:000205-000285
Legal Subdivision	ELLIS RD TWNHMS
Legal Phase	3B
Legal Lot Number	104
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	2
Census Block	2003
Census Tract	1809

Owner

Source: Durham County records · APN 0840-11-1268

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1074 GEMMA DR, DURHAM, NC 27703-6816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Deed Document Number	0000976568
Deed Book / Page	9765 / 68
Record Updated	Jun 08, 2026

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 18, 2022
Property Address	1074 GEMMA DR, DURHAM, NC 27703-6816
Document Number	0097650068
Book / Page	9765 / 68
Map Reference	MB 205 PG 285-289
Instrument Date	Aug 18, 2022
Instrument	2022033627
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$794.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 PERIMETER PARK DR # DR112, DR112, MORRISVILLE, NC 27560-0180

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 GEMRUA DR, DURHAM, NC 27703

Mortgage

Document Number	0097650074
Date	Aug 18, 2022
Book Page	9765/74
Instrument	2022033628

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,982.00 (-7.57%)	$401,757 (+22.15%) Land $75,000 Building $326,757	$401,757 (+22.15%) Land $75,000 Building $326,757
2023	$4,308.00 (+461.67%)	$328,898 Land $60,000 Building $268,898	$328,898 Land $60,000 Building $268,898
2022	$767.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630018092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 242 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
Spectrum	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Frontier, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.