San Bernardino County property record for 10738 Locust Ave, Hesperia, CA 92345
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,040 sqft · built 1978 |
| Lot Size | 0.482 acres (21,012 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $71,500 (Feb 1997) |
| Tax Bill | $1,602 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0408-054-22-0000 |
| Primary APN | 0408-054-22-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| Gross Area | 2,520 sqft |
| 1st Floor Area | 2,040 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 21,012 sqft (0.482 acres) |
| Lot Dimensions | 204 ft deep x 103 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 10738 LOCUST AVE |
|---|---|
| City | HESPERIA |
| State | CA |
| Zip | 92345-2426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5081 LOT 139 TRACT 5081 LUCKY STAR RANCHOS NO 2 LOT 139 EX WTR RTS AND 1/2 INT MIN RTS WITHOUT S E |
| Legal Subdivision | LUCKY STAR RANCHOS UNIT #2 |
| Legal Tract | 5081 |
| Legal Block | 2 |
| Legal Lot Number | 139 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 10015 |
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6500 PINECREST DR, 600, PLANO, TX 75024-2949 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 1, 2019 | Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING |
| Jan 25, 2021 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Apr 12, 2022 | Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB |
| Jan 23, 2020 | Affidavit of Death of Joint Tenant, Transfer · VA Mortgage SYNERGY ONE LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 1997 · Amount on Record |
| Deed Sale | Feb 28, 1997 · Amount on Record |
| Prior Sale | Jul 5, 1996 · Amount on Record |
| Deed Document Number | 199770988 |
| Last Transfer Date | Jan 21, 2020 |
| Transfer Doc | 0000025725 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10738 LOCUST AVE, HESPERIA, CA 92345-2426 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000098382 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 2019-0098382 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10738 LOCUST AVE, HESPERIA, CA 92345-2426 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | 10738 LOCUST AVE, HESPERIA, CA 92345-2426 |
| Document Number | 0000034129 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021-0034129 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10738 LOCUST AVE, HESPERIA, CA 92345-2426 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10738 LOCUST AVE, HESPERIA, CA 92345-2426 |
| Document Number | 0000136831 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 2022-0136831 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 23, 2020 |
| Property Address | 10738 LOCUST AVE, HESPERIA, CA 92345-2426 |
| Document Number | 0000025725 |
| Map Reference | MB 60 PG 48-50 |
| Instrument Date | Jan 21, 2020 |
| Instrument | 2020-0025725 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10738 LOCUST AVE, 10738, HESPERIA, CA 92345-2426 |
| Name | Verified Name |
|---|
| Document Number | 0000025726 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 2020-0025726 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Lending Institution |
| Address | LOMBARD, IL 60148 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Hesperia City |
| Unified School District | Hesperia Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $144,253 (+2%) Land $16,613 Building $127,640 | |
| 2025 | $1,602.00 (+3.42%) Homeowner's exemption | $141,424 (+4.04%) Land $16,287 Building $125,137 |
| 2023 | $1,549.00 (+22.84%) Homeowner's exemption | $135,932 Land $15,655 Building $120,277 |
| 2022 | $1,261.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HESPERIA WD serves 101,836 people · EPA ID CA3610024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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