Winnebago County property record for 10738 Heather Ridge Ln, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,677 sqft · built 1987 |
| Lot Size | 0.68 acres (29,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,500 (Sep 2010) |
| Tax Bill | $6,693 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-35-326-013 |
| Primary APN | 04-35-326-013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,677 sqft Living Area |
| Basement Area | 1,677 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Lot Area | 29,621 sqft (0.68 acres) |
| Garage Area | 780 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 10738 HEATHER RIDGE LN |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-9066 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT OF TIMBER RIDGE BNG SUB PT W 1/2SEC 35-46-2 LOT 005 |
| Legal Range | 2 |
| Legal Township | 46 |
| Legal Section | 35 |
| Legal Subdivision | TIMBER RIDGE BNG SUB |
| Legal Lot Number | 005 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 3903 |
10738 Heather Ridge Ln is owned and occupied by an individual who acquired it in June 2021.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10738 HEATHER RIDGE LN, ROSCOE, IL 61073-9066 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2010 · Amount on File |
| Deed Sale | Sep 16, 2010 · Amount on File |
| Deed Document Number | 201035255 |
| Last Transfer Date | Jun 8, 2021 |
| Transfer Doc | 0000021003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 16, 2021 |
| Property Address | 10738 HEATHER RIDGE LN, ROSCOE, IL 61073-9066 |
| Document Number | 0000021003 |
| Map Reference | PB 36 PG 21 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 2121003 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10738 HEATHER RIDGE LN, ROSCOE, IL 61073-9066 |
| Document Number | 0000021004 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2121004 |
| Name | BLACKHAWK BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 10738 Heather Ridge Ln was $6,693 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,693.00 | $91,939 Land $14,865 Building $77,074 | $275,817 Land $44,595 Building $231,222 |
| 2022 | Homeowner's exemption | $68,888 Land $11,138 Building $57,750 | $206,664 Land $33,414 Building $173,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10738 Heather Ridge Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10738 Heather Ridge Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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