10737 S Normal Ave, Chicago, IL 60628 Property Records

Cook County property record for 10737 S Normal Ave, Chicago, IL 60628

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 894 sqft · built 1947
Lot Size	0.099 acres (4,305 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Sep 2024)
Tax Bill	$1,625 (2023)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-16-306-016`

Property Details

APN / Parcel Number

Primary APN	`25-16-306-016`
Alternative APN	`25-16-306-016-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	894 sqft Living Area
1st Floor Area	894 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1949
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,305 sqft (0.099 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10737 S NORMAL AVE
City	CHICAGO
State	IL
Zip	60628-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	(TENINGA) BROS & COS (SECOND)(BELLEVUE) ADD TO ROSEL AND IN PT SW SEC 16-37-14
Legal Range	14E
Legal Township	37N
Legal Section	16
Legal Subdivision	TENINGA BROS & COS SECOND BELLEVUE
Legal Block	2
Legal Lot Number	17
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2024
Census Tract	491100

Owner

10737 S Normal Ave is owned by two individuals who bought it in September 2024.

Source: Cook County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9053 S PARNELL AVE, CHICAGO, IL 60620-2240
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage UNIVERSAL COMMERCIAL CAPITAL
Apr 20, 2023	Warranty Deed, Transfer · Commercial Mortgage LOAN FUNDER LLC
Feb 8, 2023	Warranty Deed, Transfer · Commercial Mortgage REPUBLIC BANK OF CHICAGO
Feb 13, 2019	Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2024 · Amount on File
Deed Sale	Sep 17, 2024 · Amount on File
Prior Sale	Apr 20, 2023 · Amount on File
Deed Document Number	20249024
Prior Transfer Date	Sep 16, 1991
Prior Transfer Doc	0000000145
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10737 S NORMAL AVE, CHICAGO, IL 60628-3203
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10634 S NORMAL AVE, CHICAGO, IL 60628-2432

Mortgage

Document Number	0019908171
Date	Jul 18, 2023
Instrument	2319908171

Lender

Name	UNIVERSAL COMMERCIAL CAPITAL
Type	Non-Lending Institution
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 20, 2023
Property Address	10737 S NORMAL AVE, CHICAGO, IL 60628-3203
Document Number	0011028076
Map Reference	DOC 8440024
Instrument Date	Mar 31, 2023
Instrument	2311028076
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10737 S NORMAL AVE, CHICAGO, IL 60628-3203

Mortgage

Document Number	0011028077
Date	Apr 20, 2023
Instrument	2311028077

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 13, 2024

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 8, 2023
Property Address	10737 S NORMAL AVE, CHICAGO, IL 60628-3203
Document Number	0003929146
Map Reference	DOC 8440024
Instrument Date	Feb 3, 2023
Instrument	2303929146
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36W995 TEED GATE RD, ST CHARLES, IL 60175

Mortgage

Document Number	0003929147
Date	Feb 8, 2023
Instrument	2303929147

Lender

Name	REPUBLIC BANK OF CHICAGO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Feb 3, 2024

Interest

Rate Type	Adjustable Rate
Rate	8.5%

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	10737 S NORMAL AVE, CHICAGO, IL 60628-3203
Document Number	1907218009
Instrument Date	Feb 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10737 S NORMAL AVE CHICAGO IL 606283203, CHICAGO, IL 60628-3203

Mortgage

Document Number	1907218009
Date	Mar 13, 2019
Instrument	7218009

Lender

Name	DITECH FIN'L
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Mar 12, 2059

Interest

Rate	6.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,000 Land $2,583 Building $16,417	$190,000 Land $25,830 Building $164,170
2023	$1,625.00 (+3.97%)
2022	$1,563.00 (+1.1%)	$10,999 (-) Land $2,367 Building $8,632	$109,990 (-) Land $23,670 Building $86,320
2021	$1,546.00 Homeowner's exemption	$10,999 Land $2,367 Building $8,632	$109,990 Land $23,670 Building $86,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 10737 S Normal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10737 S Normal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 875 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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