10735 E 241st St, Cicero, IN 46034 Property Records

Hamilton County property record for 10735 E 241st St, Cicero, IN 46034

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,366 sqft · built 2016
Lot Size	4.79 acres (208,652 sqft)
Owner	2 Individual Names on File
Last Sale	$931,000 (Jan 2025)
Tax Bill	$7,266 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2026 Line of Credit + 7 more
Flood Zone	Zone A (high risk)
APN	`29-03-32-000-011.000-017`

Property Details

APN / Parcel Number

Primary APN	`29-03-32-000-011.000-017`
Alternative APN	`0703320000011000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,366 sqft Living Area
Gross Area	6,481 sqft
1st Floor Area	6,481 sqft
Basement Area	2,235 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Roof Material	Asphalt
Lot Area	208,652 sqft (4.79 acres)
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Shed	1 Shed
Shed Area	100 sqft
Lean-To	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	10735 E 241ST ST
City	CICERO
State	IN
Zip	46034-9464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 4.79, SECTION 32, TOWNSHIP 20, RANGE 5
Legal Range	05
Legal Township	20
Legal Section	32
Jurisdiction	HAMILTON IN
Township / Civil Division	WHITE RIVER
Census Block Group	4
Census Block	4008
Census Tract	110102

Owner

10735 E 241st St is owned and occupied by two individuals who bought it in January 2025.

Source: Hamilton County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10735 E 241ST ST, CICERO, IN 46034-9464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Feb 19, 2026	Deed of Trust, Mortgage · Line of Credit PERSONS BANKING COMPANY
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FCU
May 11, 2022	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Nov 21, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ELEMENTS FINANCIAL FCU
Oct 18, 2017	Deed of Trust, Mortgage ELEMENTS FIN'L FCU
Jun 2, 2017	Warranty Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2025 · Amount on File
Deed Sale	Jan 14, 2025 · Amount on File
Prior Sale	Jun 2, 2017 · Amount on File
Deed Document Number	20251404
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Jul 2, 2026
Property Address	10735 E 241ST ST, CICERO, IN 46034-9464
Document Number	0000029726
Instrument Date	Jun 26, 2026
Instrument	202629726
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10735 E 241ST ST, CICERO, IN 46034-9464

Mortgage

Document Number	0000029726,
Date	Jul 2, 2026
Instrument	202629726

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10735 E 241ST ST, CICERO, IN 46034-9464
Transaction Type	Mortgage
Record Updated	Mar 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006497
Date	Feb 19, 2026
Instrument	2026006497

Lender

Name	PERSONS BANKING COMPANY
Type	Bank
Address	NOBLESVILLE, IN 46060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jan 26, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10735 E 241ST ST, CICERO, IN 46034-9464
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024215
Date	Apr 28, 2020
Instrument	2020024215

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10735 E 241ST ST, CICERO, IN 46034-9464
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023725
Date	May 11, 2022
Instrument	2022023725

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10735 E 241ST ST, CICERO, IN 46034-9464
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025701
Date	Apr 5, 2021
Instrument	2021025701

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10735 E 241ST ST, CICERO, IN 46034-9464
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002372
Date	Jan 24, 2023
Instrument	2023002372

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	291 Months
Due	Apr 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10735 E 241ST ST, CICERO, IN 46034-9464
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054690
Date	Nov 21, 2018
Instrument	2018054690

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2028

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	10735 E 241ST ST, CICERO, IN 46034-9464
Document Number	0000053609
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10735 E 241ST ST CICERO IN 460349464, CICERO, IN 46034-9464

Mortgage

Document Number	0000053609
Date	Oct 30, 2017
Instrument	53609

Lender

Name	ELEMENTS FIN'L FCU
Address	INDIANAPOLIS, IN 46207-7123

Agreement

Amount	Amount on Record
Term	300 Months
Due	Oct 29, 2042

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 2, 2017
Property Address	10735 E 241ST ST, CICERO, IN 46034-9464
Document Number	2017025088
Instrument Date	May 31, 2017
Instrument	2017025088
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10735 E 241ST ST # C, C, CICERO, IN 46034-9464

Mortgage

Document Number	2017025089
Date	Jun 2, 2017
Instrument	2017025089

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	White River Township
Unified School District	Hamilton Heights School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$820,100 (+9.08%) Land $113,200 Building $706,900	$820,100 (+9.08%) Land $113,200 Building $706,900
2024	$7,266.00 (+14.08%)	$751,800 (+12.75%) Land $113,200 Building $638,600	$751,800 (+12.75%) Land $113,200 Building $638,600
2023	$6,369.00 (+2.17%)	$666,800 (+11.26%) Land $113,200 Building $553,600	$666,800 (+11.26%) Land $113,200 Building $553,600
2022	$6,234.00	$599,300 Land $113,200 Building $486,100	$599,300 Land $113,200 Building $486,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10735 E 241st St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2011–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10735 E 241st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
On-Ramp Indiana Fixed Wireless	55 / 15
Watch TV Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: Nextlink, Verizon, Xfinity.

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