10732 Settle School Rd, Rixeyville, VA 22737 Property Records

Culpeper County property record for 10732 Settle School Rd, Rixeyville, VA 22737

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1979
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on Record
Last Sale	$224,900 (Mar 2017)
Tax Bill	$1,520 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-69-A2`

Property Details

APN / Parcel Number

Primary APN	`19-69-A2`
Alternative APN	`11986`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,757 sqft (1.28 acres)
Pool Type	Above-Ground Pool
Deck Area	768 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11986
Street Address	10732 SETTLE SCHOOL RD
City	RIXEYVILLE
State	VA
Zip	22737-2654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ELDORADO
Legal Subdivision	ALEXANDER PROPERTY
Jurisdiction	CULPEPER VA
Township / Civil Division	CATALPA
Census Block Group	1
Census Block	1004
Census Tract	930101

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10732 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit OAK VIEW NATIONAL BANK
Mar 17, 2017	Warranty Deed, Transfer · FHA Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2017 · Amount on Record
Deed Sale	Mar 17, 2017 · Amount on Record
Prior Sale	Sep 29, 2016 · Amount on Record
Deed Document Number	20171375
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10732 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2654
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10732 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2654

Mortgage

Document Number	0250005190
Date	Oct 29, 2025
Instrument	250005190

Lender

Name	OAK VIEW NATIONAL BANK
Type	Bank
Address	WARRENTON, VA 20186

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 24, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Mar 17, 2017
Property Address	10732 SETTLE SCHOOL RD, RIXEYVILLE, VA 22737-2654
Document Number	0170001375
Instrument Date	Mar 15, 2017
Instrument	170001375
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	KEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0170001376
Date	Mar 17, 2017
Instrument	170001376

Lender

Name	GEORGE MASON MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,520.00	$353,600 (+10.74%) Land $117,400 Building $236,200	$353,600 (+10.74%) Land $117,400 Building $236,200
2024	$1,520.00 (+3.54%)
2023	$1,468.00	$319,300 Land $87,400 Building $231,900	$319,300 Land $87,400 Building $231,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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