10732 Charlotte Dr, Parrish, FL 34219 Property Records

Manatee County property record for 10732 Charlotte Dr, Parrish, FL 34219

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,360 sqft · built 2021
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on Record
Last Sale$505,000 (Sep 2024)
Tax Bill$7,515 (2024)
Deeds & MortgagesDec 2025 Mortgage
Dec 2024 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN4004-2135-9

Property Details

APN / Parcel Number

Primary APN4004-2135-9
Alternative APN
  • 331917400421359

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,360 sqft Living Area
Gross Area4,004 sqft
1st Floor Area1,455 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,600 sqft (0.152 acres)
View / LotLake Front
Garage TypeAttached
Garage Area450 sqft
Parking Spaces2 Parking Spaces
PorchScreened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10732 CHARLOTTE DR
CityPARRISH
StateFL
Zip34219-2324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-MU
Legal DescriptionLOT 217, BELLA LAGO PH I PI #4004.2135/9
Legal Range19E
Legal Township33S
Legal Section17
Legal SubdivisionBELLA LAGO PH I
Legal Lot Number217
JurisdictionMANATEE FL
Township / Civil DivisionPARRISH
Census Block Group1
Census Block1023
Census Tract1916

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10732 CHARLOTTE DR, PARRISH, FL 34219-2324
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FUNDING CORP
Dec 4, 2024Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
May 16, 2025Correction Deed
Sep 19, 2024Warranty Deed, Transfer · Conventional Mortgage
A & N MORTGAGE SERVICES INC
Jun 21, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2024 · Amount on Record
Deed SaleSep 19, 2024 · Amount on Record
Prior SaleJun 21, 2021 · Amount on Record
Deed Document Number202499167
Last Transfer DateNov 26, 2024
Transfer Doc0041128519
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address10732 CHARLOTTE DR, PARRISH, FL 34219-2324
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10732 CHARLOTTE DR, PARRISH, FL 34219-2324

Mortgage

Document Number0041145351
DateDec 3, 2025
Instrument202541145351
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

December 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMANATEE FL
Recording DateDec 4, 2024
Property Address10732 CHARLOTTE DR, PARRISH, FL 34219-2324
Document Number0041128519
Instrument DateDec 4, 2024
Instrument202441128519
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10732 CHARLOTTE DR, PARRISH, FL 34219-2324

Transferred To (Grantee/Buyer)

NameVerified Name
Address10732 CHARLOTTE DR, PARRISH, FL 34219-2324

May 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionMANATEE FL
Recording DateMay 16, 2025
Property Address10732 CHARLOTTE DR, PARRISH, FL 34219-2324
Document Number0041062211
Map ReferenceMB 66 PG 166
Instrument DateNov 26, 2024
Instrument202541062211
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address10732 CHARLOTTE DR, PARRISH, FL 34219-2324

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address10732 CHARLOTTE DR, PARRISH, FL 34219-2324

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateSep 19, 2024
Property Address10732 CHARLOTTE DR, PARRISH, FL 34219-2324
Document Number0041099167
Map ReferenceMB 66 PG 166-198
Instrument DateSep 16, 2024
Instrument202441099167
Transaction TypeTransfer
Record UpdatedJun 30, 2026
Title CompanyTURNER TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,535.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address256 CASCADE BEND DR, RUSKIN, FL 33570-6395

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10732 CHARLOTTE DR, PARRISH, FL 34219-2324

Mortgage

Document Number0041099169
DateSep 19, 2024
Instrument202441099169
Lender
NameA & N MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2054

June 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMANATEE FL
Recording DateJun 21, 2021
Property Address10732 CHARLOTTE DR, PARRISH, FL 34219-2324
Document Number0041082444
Map ReferenceMB 66 PG 166-198
Instrument DateJun 18, 2021
Instrument202141082444
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 30, 2026
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,864.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12602 TELECOM DR # 100, 100, TEMPLE TERRACE, FL 33637-0935

Transferred To (Grantee/Buyer)

NameVerified Name
Address10732 CHARLOTTE DR, PARRISH, FL 34219-2324

Mortgage

Document Number0041082445
DateJun 21, 2021
Instrument202141082445
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$452,750 (+0.26%) Land $65,025 Building $387,725$452,750 (+0.26%) Land $65,025 Building $387,725
2025$451,562 (+3.38%) Land $65,025 Building $386,537$451,562 (-7.29%) Land $65,025 Building $386,537
2024$7,515.00 (+0.87%)
2023$7,450.00 (+1.98%) Homeowner's exemption$436,798 (+3%)$487,065 (+14.85%) Land $40,800 Building $446,265
2022$7,305.00 Homeowner's exemption$424,076 Land $40,000 Building $384,076$424,076 Land $40,000 Building $384,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 511 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies511 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 67% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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