10732 Cedar Way, Grass Valley, CA 95945 Property Records

Nevada County property record for 10732 Cedar Way, Grass Valley, CA 95945

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,822 sqft · built 1973
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on File
Last Sale$242,000 (May 2008)
Tax Bill$3,584 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN007-130-043-000

Property Details

APN / Parcel Number

Primary APN007-130-043-000
Alternative APN
  • 07-130-43-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,822 sqft Living Area
1st Floor Area1,822 sqft
Basement Area448 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleTraditional
Lot Area20,473 sqft (0.47 acres)
View / LotAverage
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil
Water SourceCommercial

Location & Zoning

Old Parcel Number07-130-43-000
Street Address10732 CEDAR WAY
CityGRASS VALLEY
StateCA
Zip95945-4833
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-1.5
Legal DescriptionPTN SE 1/4 21-16-8
Legal Range8E
Legal Township16N
Legal Section21
JurisdictionNEVADA CA
Township / Civil DivisionGRASS VALLEY
Census Block Group1
Census Block1003
Census Tract503

Owner

10732 Cedar Way is owned and occupied by an individual who acquired it in June 2008.

Source: Nevada County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address10732 CEDAR WAY, GRASS VALLEY, CA 95945-4833
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Oct 20, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2008 · Amount on File
Deed SaleMay 19, 2008 · Amount on File
Deed Document Number200812582
Last Transfer DateJun 17, 2008
Transfer Doc0000017575
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEVADA CA
Property Address10732 CEDAR WAY, GRASS VALLEY, CA 95945-4833
Transaction TypeMortgage
Record UpdatedMar 9, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address10732 CEDAR WAY, GRASS VALLEY, CA 95945-4833

Mortgage

Document Number0000005751
DateFeb 19, 2021
Instrument20210005751
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term397 Months
DueMar 1, 2054

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEVADA CA
Property Address10732 CEDAR WAY, GRASS VALLEY, CA 95945-4833
Document Number0000025436
Instrument DateOct 20, 2017
Transaction TypeMortgage
Record UpdatedMar 6, 2020
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10732 CEDAR WAY GRASS VALLEY CA 959454833, GRASS VALLEY, CA 95945-4833

Mortgage

Document Number0000025436
DateNov 15, 2017
Instrument25436
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10732 Cedar Way was $3,584 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNevada County
Elementary School DistrictGrass Valley Elementary School District (KG - 08)
Secondary School DistrictNevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$324,210 (+2%) Land $81,048 Building $243,162
2025$3,584.00 Homeowner's exemption$317,854 Land $79,459 Building $238,395
2023$3,417.00 (+1.06%) Homeowner's exemption$305,513 Land $76,374 Building $229,139$463,770
2022$3,381.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10732 Cedar Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10732 Cedar Way is very high, ranking above 90% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 72% of California
Wildfire Likelihood0.9% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEVADA ID - E. GEORGE, BANNER MOUNTAIN
serves 17,154 people · EPA ID CA2910004
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
SmarterBroadband
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

May also be available: DigitalPath.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cedar Way

Nearby Streets

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