10730 Old Mill Rd, Spencer, OH 44275 Property Records

Medina County property record for 10730 Old Mill Rd, Spencer, OH 44275

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,865 sqft · built 1994
Lot Size	2.23 acres (97,139 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Oct 2025)
Tax Bill	$4,122 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`036-08D-22-010`

Property Details

APN / Parcel Number

Primary APN	`036-08D-22-010`
Alternative APNs	`36-08D-22-010` `0058055`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	5 Half Baths
Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,865 sqft Living Area
1st Floor Area	3,730 sqft
Basement Area	1,844 sqft
Unfinished Basement	1,844 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Construction Type	Wood
Lot Area	97,139 sqft (2.23 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	240 sqft
Deck Area	36 sqft
Patio Area	369 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	10730 OLD MILL RD
City	SPENCER
State	OH
Zip	44275-9544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 E MID PT 2.2332A
Legal Subdivision	SPENCER SEC 02
Legal Lot Number	2
Jurisdiction	MEDINA OH
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1032
Census Tract	410000

Owner

Source: Medina County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10730 OLD MILL RD, SPENCER, OH 44275-9544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 16, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 17, 2022	Transfer on Death Deed, Transfer
Mar 2, 2017	Deed of Trust, Mortgage FIFTH THIRD BANK
Feb 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/NE OH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2025 · Amount on Record
Deed Sale	Oct 22, 2025 · Amount on Record
Prior Sale	Sep 16, 2022 · Amount on Record
Deed Document Number	202518926
Prior Transfer Date	May 14, 2002
Prior Transfer Doc	0000019217
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEDINA OH
Recording Date	Oct 22, 2025
Property Address	10730 OLD MILL RD, SPENCER, OH 44275-9544
Document Number	0000018926
Instrument Date	Oct 21, 2025
Instrument	2025OR018926
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10730 OLD MILL RD, SPENCER, OH 44275-9544

Mortgage

Document Number	0000018927
Date	Oct 22, 2025
Instrument	2025OR018927

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEDINA OH
Recording Date	Sep 16, 2022
Property Address	10730 OLD MILL RD, SPENCER, OH 44275-9544
Document Number	0000019784
Instrument Date	Sep 15, 2022
Instrument	2022OR019784
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10730 OLD MILL RD, SPENCER, OH 44275-9544

Mortgage

Document Number	0000019785
Date	Sep 16, 2022
Instrument	2022OR019785

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MEDINA OH
Recording Date	Jun 17, 2022
Property Address	10730 OLD MILL RD, SPENCER, OH 44275-9544
Document Number	0000013307
Instrument Date	May 27, 2022
Instrument	2022OR013307
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDINA OH
Property Address	10730 OLD MILL RD, SPENCER, OH 44275-9544
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004670
Date	Mar 2, 2017
Instrument	2017OR004670

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2032

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEDINA OH
Property Address	10730 OLD MILL RD, SPENCER, OH 44275-9544
Document Number	0000006737
Instrument Date	Feb 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10730 OLD MILL RD SPENCER OH 442759544, SPENCER, OH 44275-9544

Mortgage

Document Number	0000006737
Date	Mar 27, 2017
Instrument	6737

Lender

Name	FIFTH THIRD BK/NE OH
Type	Bank
Address	GRAND PARIS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

Source: Medina County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Medina County
County Subdivision	Spencer Township
Unified School District	Black River Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,122.00 (+32.67%)	$109,930 (+42.36%) Land $22,340 Building $87,590	$314,070 (+42.34%) Land $63,820 Building $250,250
2024	$3,107.00 (+5.61%)	$77,220 (-) Land $12,870 Building $64,350
2023	$2,942.00 (-2.55%)	$77,220 (-) Land $12,870 Building $64,350
2022	$3,019.00	$77,220 Land $12,870 Building $64,350	$220,640 Land $36,770 Building $183,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	1,000 / 1,000
Armstrong Cable	1,000 / 20

May also be available: Verizon.

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