1073 Waring St, Seaside, CA 93955 Property Records

Monterey County property record for 1073 Waring St, Seaside, CA 93955

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,053 sqft · built 1957
Lot Size0.145 acres (6,354 sqft)
OwnerIndividual Name on Record
Last Sale$599,000 (Oct 2020)
Tax Bill$7,317 (2025)
Deeds & MortgagesMay 2018 Line of Credit
Oct 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN012-431-028-000

Property Details

APN / Parcel Number

Primary APN012-431-028-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,053 sqft Living Area
1st Floor Area1,053 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleCustom Design
Construction TypeWood
Lot Area6,354 sqft (0.145 acres)
Garage Area487 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1073 WARING ST
CitySEASIDE
StateCA
Zip93955-6220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKIMBALL PARK LOT 16 BLK 1
Legal SubdivisionKIMBALL PARK
Legal Block1
Legal Lot Number16
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group2
Census Block2007
Census Tract13500

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1073 WARING ST, SEASIDE, CA 93955-6220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2018Deed of Trust, Mortgage · Line of Credit
SYNERGY ONE LENDING
Oct 23, 2020Grant Deed, Transfer · FHA Mortgage
SUMMIT FUNDING INC
May 22, 2020Grant Deed, Transfer · Commercial Mortgage
CIVIC FINANCIAL SERVICES LLC
May 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2020 · Amount on Record
Deed SaleOct 23, 2020 · Amount on Record
Prior SaleMay 22, 2020 · Amount on Record
Deed Document Number202060681
Record UpdatedOct 29, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1073 WARING ST, SEASIDE, CA 93955-6220
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyPLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021690
DateMay 17, 2018
Instrument2018021690
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
AddressSAN DIEGO, CA 92108
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateOct 23, 2020
Property Address1073 WARING ST, SEASIDE, CA 93955-6220
Document Number0000060681
Map ReferenceMB 6 PG 56
Instrument DateOct 14, 2020
Instrument2020060681
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 2743, MONTEREY, CA 93942-2743

Mortgage

Document Number0000060682
DateOct 23, 2020
Instrument2020060682
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateMay 22, 2020
Property Address1073 WARING ST, SEASIDE, CA 93955-6220
Document Number0000024537
Map ReferenceMB 6 PG 56
Instrument DateApr 28, 2020
Instrument2020024537
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5015 PACIFIC CREST DR, SEASIDE, CA 93955-6525

Mortgage

Document Number0000024538
DateMay 22, 2020
Instrument2020024538
Lender
NameCIVIC FINANCIAL SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueJun 1, 2021

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1073 WARING ST, SEASIDE, CA 93955-6220
Document Number0000021691
Instrument DateMay 10, 2018
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1073 WARING ST SEASIDE CA 939556220, SEASIDE, CA 93955-6220

Mortgage

Document Number0000021691
DateMay 17, 2018
Instrument21691
Lender
NameFEDERAL HSNG COMMISSIONER
AddressWASHINGTON, DC 20410
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.27%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalitySeaside City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$661,341 (+2%) Land $331,223 Building $330,118
2025$7,317.00 (+8.48%) Homeowner's exemption$648,375 (+4.04%) Land $324,729 Building $323,646
2023$6,745.00 (+1.41%) Homeowner's exemption$623,199 Land $312,120 Building $311,079
2022$6,651.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people · EPA ID CA2710004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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