1073 W 5th St, Flora, IL 62839 Property Records

Clay County property record for 1073 W 5th St, Flora, IL 62839

Property Summary

Property Type	Single Family Home
Details	built 1995
Owner	2 Company Names on Record
Tax Bill	$308 (2025)
Deeds & Mortgages	Jan 2026 Sale Feb 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-26-102-057`

Property Details

APN / Parcel Number

Primary APN	`10-26-102-057`

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995

Location & Zoning

Street Address	1073 W 5TH ST
City	FLORA
State	IL
Zip	62839-1158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZINK'S 1ST ADDN S 60' OUT LOT C-A
Legal Subdivision	ZINKS 1ST ADD
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	1
Census Block	1015
Census Tract	972100

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 250, LOUISVILLE, IL 62858-0250
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed, Transfer
Feb 4, 2026	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	Jan 23, 2026
Property Address	1073 W 5TH ST, FLORA, IL 62839-1158
Document Number	D202600150
Map Reference	PR G PG 05
Instrument Date	Dec 30, 2025
Instrument	D202600150
Transaction Type	Transfer
Record Updated	Feb 18, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 250, LOUISVILLE, IL 62858-0250
Investor	Possibly a Property Investor

February 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLAY IL
Recording Date	Feb 4, 2026
Property Address	1073 W 5TH ST, FLORA, IL 62839-1158
Document Number	D202600253
Map Reference	PR G PG 5
Instrument Date	Dec 30, 2025
Instrument	D202600253
Record Updated	Feb 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 250, LOUISVILLE, IL 62858-0250
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$308.00 (+4.76%)	$4,031 (+11.45%) Land $3,430 Building $601	$12,093 (+11.45%) Land $10,290 Building $1,803
2024	$294.00 (+3.89%)	$3,617 (+21.58%) Land $3,078 Building $539	$10,851 (+21.58%) Land $9,234 Building $1,617
2022	$283.00 (+9.27%)	$2,975 Land $2,520 Building $455	$8,925 Land $7,560 Building $1,365
2021	$259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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