1073 Smith Lake Rd, Kalispell, MT 59901 Property Records

Flathead County property record for 1073 Smith Lake Rd, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,486 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Jan 2022)
Tax Bill	$2,529 (2026)
Deeds & Mortgages	Jan 2023 Transfer Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0743123`

Property Details

APN / Parcel Number

Primary APN	`R0743123`
Alternative APNs	`07-3965-28-2-05-15-0000` `0000004687`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,486 sqft
Basement Area	1,486 sqft
Unfinished Basement	1,486 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	166 sqft
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000004687
Street Address	1073 SMITH LAKE RD
City	KALISPELL
State	MT
Zip	59901-7365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S28, T28 N, R22 W, C.O.S. 14683-2, TR 1E IN SW4NW4
Legal Range	22W
Legal Township	28N
Legal Section	28
Legal Subdivision	CERTIFICATE OF SURVEY NO 14683
Legal Tract	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL SOUTHWEST
Census Block Group	1
Census Block	1006
Census Tract	1702

Owner

1073 Smith Lake Rd is owned by an individual who acquired it in January 2023.

Source: Flathead County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 5173, KALISPELL, MT 59903-5173
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Transfer on Death Deed, Transfer
Jan 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022 · Amount on File
Deed Sale	Jan 19, 2022 · Amount on File
Prior Sale	Dec 26, 2012 · Amount on File
Deed Document Number	20221685
Last Transfer Date	Jan 10, 2023
Transfer Doc	0000000493
Record Updated	Oct 29, 2026

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jan 10, 2023
Property Address	1073 SMITH LAKE RD, KALISPELL, MT 59901-7365
Document Number	202300000493
Instrument Date	Jan 10, 2023
Instrument	202300000493
Transaction Type	Transfer
Record Updated	Jan 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5173, KALISPELL, MT 59903-5173

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3350 HOMEWARD LN, HELENA, MT 59602-8982

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Jan 19, 2022
Property Address	1073 SMITH LAKE RD, KALISPELL, MT 59901-7365
Document Number	202200001685
Instrument Date	Sep 22, 2021
Instrument	202200001685
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3100 LOWER LOST PRAIRIE RD, 3100, MARION, MT 59925-9806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 SMITH LAKE RD, KALISPELL, MT 59901-7365

Mortgage

Document Number	202200001686
Date	Jan 19, 2022
Instrument	202200001686

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1073 Smith Lake Rd was $2,529, down 5.1% from the year before.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Smith Valley Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,529.00 (-5.07%)	$739,800 (-)
2025	$2,664.00	$739,800	$739,800 Land $239,800 Building $500,000
2023	$4,139.00	$551,800	$551,800 Land $155,900 Building $395,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1073 Smith Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1073 Smith Lake Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: AT&T.

Nearby Properties on Smith Lake Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures